42 lines
1.8 KiB
Plaintext
42 lines
1.8 KiB
Plaintext
*--* Qmodem Session Capture File *--*
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*--* Qmodem Capture File 10/06/87 14:57:18 *--*
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f
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FAIR DEBT COLLECTION
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Provided By
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Charley Brown's Office
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Attorney General
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Consumer Protection Division
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Complaints ÿabout ÿharrassment by debt collectors are ÿamong
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the most numerous complaints ÿreceived by ÿmy Consumer Protection
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Division. ÿThere are both federal and state laws to protect ÿyou
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from unfair debt collection practices.
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A debt collector may contact you in person, ÿin writing, ÿor
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by phone. ÿHowever, ÿa ÿÿdebt collector may not ÿcontact ÿyou at
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inconvenient ÿor ÿunusual ÿtimes ÿor at ÿwork ÿif ÿyour ÿemployer
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disapproves.
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You ÿmay ÿstop ÿa collection agency from contacting ÿyou ÿby
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writing ÿa ÿletter telling them to stop. ÿOnce they receive ÿthis
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letter, they may not contact you again.
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No debt collector may threaten you with criminal prosecution
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to scare you into paying a bill. ÿA collection agency cannot sue
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you, garnish your wages, or seize collateral on it's own.
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Collection ÿagencies ÿcannot ÿuse obscene language ÿor ÿmake
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false ÿstatements ÿwhen collecting a debt. ÿIn most cases, ÿÿthe
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More [Y,n]?
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collector is ÿnot ÿallowed to tell anyone other than you or ÿyour
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attorney that you owe money.
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If ÿyou ÿshould encounter problems with ÿa ÿdebt ÿcollection
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agency, ÿplease contact my Consumer Protection Agency, ÿtoll free
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in West Virginia, at 1-800-368-8808.
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MAIN MENU: Type `?' by itself for help
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M)essage section F)ile section G)oodbye (logoff) S)tatistics
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A)ns Questions B)ulletin C)hange setup U)ser list/search
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E)xtra Info V)ersion
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