42 lines
1.8 KiB
Plaintext
42 lines
1.8 KiB
Plaintext
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*--* Qmodem Session Capture File *--*
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*--* Qmodem Capture File 10/06/87 14:57:18 *--*
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f
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FAIR DEBT COLLECTION
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Provided By
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Charley Brown's Office
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Attorney General
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Consumer Protection Division
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Complaints <20>about <20>harrassment by debt collectors are <20>among
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the most numerous complaints <20>received by <20>my Consumer Protection
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Division. <20>There are both federal and state laws to protect <20>you
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from unfair debt collection practices.
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A debt collector may contact you in person, <20>in writing, <20>or
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by phone. <20>However, <20>a <20><>debt collector may not <20>contact <20>you at
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inconvenient <20>or <20>unusual <20>times <20>or at <20>work <20>if <20>your <20>employer
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disapproves.
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You <20>may <20>stop <20>a collection agency from contacting <20>you <20>by
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writing <20>a <20>letter telling them to stop. <20>Once they receive <20>this
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letter, they may not contact you again.
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No debt collector may threaten you with criminal prosecution
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to scare you into paying a bill. <20>A collection agency cannot sue
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you, garnish your wages, or seize collateral on it's own.
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Collection <20>agencies <20>cannot <20>use obscene language <20>or <20>make
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false <20>statements <20>when collecting a debt. <20>In most cases, <20><>the
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More [Y,n]?
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collector is <20>not <20>allowed to tell anyone other than you or <20>your
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attorney that you owe money.
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If <20>you <20>should encounter problems with <20>a <20>debt <20>collection
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agency, <20>please contact my Consumer Protection Agency, <20>toll free
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in West Virginia, at 1-800-368-8808.
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MAIN MENU: Type `?' by itself for help
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M)essage section F)ile section G)oodbye (logoff) S)tatistics
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A)ns Questions B)ulletin C)hange setup U)ser list/search
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E)xtra Info V)ersion
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