151 lines
9.1 KiB
Plaintext
151 lines
9.1 KiB
Plaintext
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
|
|
= F.U.C.K. - Fucked Up College Kids - Born Jan. 24th, 1993 - F.U.C.K. =
|
|
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
|
|
|
|
CHECKS CASHED HERE
|
|
------------------
|
|
|
|
Have you noticed more check cashing stores popping up in your home town?
|
|
It must be a pretty good business these days. I believe it has
|
|
something to do with more people living paycheck to paycheck many of
|
|
whom probably don't even have bank accounts. Pretty sad thought. Could
|
|
you imagine having a job but not having a bank account? How do these
|
|
people pay bills or save money for that matter?
|
|
|
|
How come the rich keep getting richer and the poor stay poor? Well if
|
|
you had several thousands or millions of dollars lying about what would
|
|
you do with it? Sure, you would INVEST it in real estate, bonds, and
|
|
most of all stocks. Earn about 10% a year on your money and it will
|
|
double in about seven years. Hell, given enough time even your money in
|
|
a savings account (2-3% interest) will double but you'll never get
|
|
"rich" off the interest by keeping your money in the bank. The old
|
|
saying "It takes money to make money" is very true and if you want to
|
|
have more money you have to do what those with lots of money do-invest.
|
|
|
|
There are too many so-called "spend thrifts" today earning a decent
|
|
living and spending everything, or worst yet, more than they make.
|
|
Could you imagine making thirty plus grand a year and having nothing to
|
|
show for it in the bank? I know people like this and the more people I
|
|
talk to the more I find caught in this rut. Either this or they have
|
|
money in the bank earning 3-5% in a savings or CD account. The bottom
|
|
line is they are not investing this money and the money they do make is
|
|
practically nothing after inflation and taxes are figured in. Ever hear
|
|
people whine about the declining middle class, the rich getting richer,
|
|
and more people becoming poor? Perhaps it makes a little more sense
|
|
now.
|
|
|
|
Credit cards make things so easy these days. "Twelve months, no
|
|
payment, no interest. Now is a good time to buy that BIG screen TV."
|
|
After your twelve months are up you better have the TV paid off or your
|
|
ass is likely to be paying interest for the past 12 months. Some people
|
|
can't see the gimmick and others choose to ignore the small print but
|
|
it's there and you better believe the "rich" guy will know what the deal
|
|
is before buying the TV. It is kind of like that "survival of the
|
|
fittest" theory. Of course the rich are going to get richer-they are
|
|
smart with their money, sometimes frugal (sad thought often true). I'm
|
|
sure you've heard the story about the neighborhood boy selling products
|
|
for a school trip and the guy at the house with the broken down Chevy
|
|
buys something but the guy with the Lexus doesn't. It has happened, it
|
|
is happening, and it will continue to happen. Course we shouldn't group
|
|
all rich people into money hungry republicans who don't care because
|
|
there are many nice and generous rich folks.
|
|
|
|
I think we all can agree on the fact that we would all like to have a
|
|
little more money, or maybe even a lot more. It won't be easy traveling
|
|
the road to wealth but if you start to invest like the rich people are
|
|
doing you will be on your way having more money. Question is are you
|
|
willing to sacrifice a little today to have more tomorrow? Or are you
|
|
living for today only?
|
|
|
|
In order to invest you will require money. Now, if you have a job or
|
|
some sort of incoming you are on the right track. The most important
|
|
thing is to avoid debt and get out of debt. To avoid debt one must
|
|
resist the urge to impulse buy what you do not need-especially big
|
|
ticket items like stereos, TV's, cars, computers. Instead, think about
|
|
what you want, why you want it, and then, perhaps, shop around for a
|
|
good deal (i.e. research). Now maybe what I said about the rich above
|
|
makes a little more sense.
|
|
|
|
Another important tip is to avoid spending what you do not have. If you
|
|
want to buy a $500 color TV on a credit card and don't have $500 in your
|
|
savings/checking account then wait until you do. Hell, you may even
|
|
have the $500 cause you cashed your paycheck but will you have the money
|
|
at the end of the month after you paid the rent and the credit bill
|
|
arrives? THINK! Because if you don't think smart you will never become
|
|
smart.
|
|
|
|
The final and all important tip is when you get your paycheck set aside
|
|
some for investing. Save five, ten or whatever percentage you can
|
|
afford without going into debt. Take that money and INVEST it-don't put
|
|
it in a savings or CD account that won't earn you any money; do what the
|
|
rich people are doing. Nike, Ford, Coca-Cola, Mobil, Motorola, AT&T,
|
|
and Budweiser are all familiar brand names. They are also companies you
|
|
can invest in by buying their stock. You can invest in companies
|
|
individually through stocks or in a variety of companies through mutual
|
|
funds. Hey, if you feel AMD will have the next greatest product you can
|
|
invest in them. Buying stocks helps you by increasing in value and
|
|
helps the company whose stock you buy continue to operate. In fact I
|
|
work for a company whose sole income comes from investors. Without the
|
|
investors money I wouldn't have a paycheck. And believe it or not their
|
|
are a lot of companies like this--many of which are in the biotechnology
|
|
field. And invest for the long term, not for a couple months. Think
|
|
about it, but only if you want to have more money.
|
|
|
|
Check out www.netstockdirect.com to find out how you can invest directly
|
|
into some companies for minimal fees. E-Trade offers cheap online
|
|
trading (www.etrade.com) for $15 to $20 per transaction. Even if you
|
|
can only buy a few shares it will be worth the time, effort, and
|
|
investment. A single share of McDonalds stock in the early sixties
|
|
($22.50) is worth over $13,000 today. Hey, it is not magic but rather
|
|
the power of time and compounding interest. Read "Learn to Earn" for
|
|
even a better insight into investing and why you should invest.
|
|
|
|
I'm not rich nor do I believe becoming rich will make me a better
|
|
person. I do have money invested in the stock market (more than I have
|
|
in the bank) and will continue to invest so long as I have extra money.
|
|
The stock market can be risky but over the long term it has a proven
|
|
track record of making people and companies lots of money. Don't just
|
|
take my word for it, look at the facts.
|
|
|
|
On a closing note it is good to live for today but it is also important
|
|
to plan for tomorrow. For some investing requires sacrifices but the
|
|
rewards (in time) will be great.
|
|
|
|
Think about it,
|
|
|
|
Pallbearer
|
|
|
|
|
|
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
|
|
= Questions, Comments, Bitches, Ideas, Rants, Death Threats, etc etc... =
|
|
= Internet : jericho@dimensional.com (Mail is welcomed) =
|
|
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
|
|
= gote land +27.31.441115 =
|
|
= Arrested Development +31.77.3547477 =
|
|
= Global Chaos +61.2.681.2837 =
|
|
= Chemical Persuasion 203.324.0894 Undrgrnd Indust/Inc. 207.490.2158 =
|
|
= Damnation 212.861.0580 that stupid place 215.985.0462 =
|
|
= Hacker's Haven 303.516.9969 PheedbacK ----down---- =
|
|
= E.L.F. (NUP) 314.272.3426 Misery 318.625.4532 =
|
|
= Dungeon Sys. Inc. 410.263.2258 Psykodelik Images 407.834.4576 =
|
|
= Paradise Lost 414.476.3181 Black SunShine 513.891.3465 =
|
|
= underworld_1995.com 514.683.1894 Digital Fallout 516.378.6640 =
|
|
= PSYCHOSiS 613.836.7211 Bad Trip 615.870.8805 =
|
|
= Plan 9 716.881.3663 suicidal chaos 718.592.1083 =
|
|
= Damaged 801.944.7353 The Death Star Bar 805.872.3151 =
|
|
= Purple Hell 806.791.0747 BloodNet 901.872.8615 =
|
|
= Atrocity Exhibition 905.796.3385 Phoenix Modernz 908.830.8265 =
|
|
= The Keg 914.234.9674 =
|
|
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
|
|
= Files through Anon FTP FTP.DIMENSIONAL.COM/users/jericho/FUCK =
|
|
= FTP.PRISM.NET/pub/users/mercuri/zines/fuck =
|
|
= FTP.WINTERNET.COM/users/craigb/fuck =
|
|
= FTP.GIGA.OR.AT/pub/hackers/zines/FUCK =
|
|
= ETEXT.ARCHIVE.UMICH.EDU - /pub/Zines/FUCK =
|
|
= FTP.DIMENSIONAL.COM - /users/rage/zines/fuck =
|
|
= Files through WWW: http://www.dimensional.com/~jericho =
|
|
= http://www.prism.net/zineworld/fuck/ =
|
|
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
|
|
= (c) Copyright. All files copyright by the original author =
|
|
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
|