244 lines
9.1 KiB
Plaintext
244 lines
9.1 KiB
Plaintext
|
||
/-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=\
|
||
|/ \|
|
||
| Volume I of The Adventures in Fraud Series |
|
||
| The Bible of Fraud |
|
||
| By: |
|
||
| Sneak Thief |
|
||
| Smog City..213-926-7720 |
|
||
| Thanx to: The Raider |
|
||
| Copyright, (C) 1985 by Sneak Thief |
|
||
|\ /|
|
||
\=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=/
|
||
|
||
Introduction
|
||
============
|
||
|
||
You ever wonder where that unemployed guy down the street got
|
||
enough cash to start a 1200 baud board with 60 megs? Well, the
|
||
answer, most likely, is Credit Fraud.
|
||
|
||
Credit fraud involves getting a credit card number (a CC #), and
|
||
then ordering things by phone. All you need is the card number
|
||
and the experation date. And a few other nasties...
|
||
|
||
Well, forget this basic stuff! Let's get into the good parts....
|
||
|
||
Getting Your Card
|
||
===================
|
||
|
||
Always been meticulous about your appearence? Don't like to be
|
||
dirty? Then the primary method of getting credit cards is not
|
||
going to appeal to you.
|
||
|
||
When a customer buys something at a store or restaurant (with a
|
||
credit card, of course), several carbons are made. The store
|
||
puts these into their files, and throws them away a week or so
|
||
later.
|
||
|
||
What's that? You say, "Why don't I go to the trash, and get
|
||
these carbons?", do you? Well, you're correct; this is exactly
|
||
what you do. Here are some tips:
|
||
|
||
1) Go on the First of the month. (In a lot of stores, this is
|
||
the 'clear the files day'.
|
||
|
||
2) Go to the mall. That way, if one trash can is empty, you
|
||
have a hundred or so more.
|
||
|
||
3) Stay away from food stores. Sticking you're hand into last
|
||
week's fried chicken is a price too high for a lousy credit
|
||
card.
|
||
|
||
4) For convienence, look for florists, video stores and the like.
|
||
Video stores especially, since >every< transaction they make
|
||
involves a credit card.
|
||
|
||
Ok, that is just one of the ways which you can get you're card
|
||
here are the other primary methods:
|
||
|
||
CBI/TRW
|
||
=======
|
||
|
||
CBI and TRW are Credit services which have Credit Cards,
|
||
Addresses, names, and driver's licenses for most of the
|
||
population of the United States. You can also use this system to
|
||
find out the credit card mend calling through a PBX, then XXXXX
|
||
(insert you're favorite phone service here).
|
||
|
||
Leeching
|
||
========
|
||
|
||
You could also get them off the credit fraud board on you're
|
||
local elite BBS. Not a good idea, since most cards up there have
|
||
about 1,000 dollars worth of porno tapes on them.
|
||
|
||
Better yet, you can ask a friend. This will probaly work, but
|
||
sometimes people give a card that they have used, or used but
|
||
messed up with. Oh, the death of friendship!
|
||
|
||
Ok, you've got your card? Good.
|
||
|
||
Ordering
|
||
========
|
||
|
||
You've got to order your merchandise. To do this, call the
|
||
orderline for the company, and talk to these people. If you're
|
||
known as "The Human Carrier" by you're friends, or modems connect
|
||
when you say "Hello", then forget it. These days they are
|
||
getting mighty suspicous.
|
||
|
||
They will ask you what card you want to use. Master Cards have a
|
||
5 as the first digit of the first cluster, Visas have a 4.
|
||
|
||
If you're card is of a female, talk in a low breathy voice--very
|
||
softly. Just say, "I'm sorry... I have this awful sore
|
||
throat..."
|
||
|
||
The first rule is be polite. Don't sound nervous. If the lady
|
||
asks you for the driver's license, and you don't have it, make
|
||
one up, then before you hang up, say "I'm sorry, I'm going to
|
||
have to cancel this order...my husband told me that he had
|
||
already gotten the XXXXX (the item you were trying to order)"
|
||
Try to order from a pay phone, and when they ask for a phone
|
||
number, give them the pay phone's number. Or scan for a number
|
||
that will ring, and ring... A board that is down is a good bet.
|
||
|
||
Now, you may ask, what address do I give the salesman?
|
||
|
||
The Address
|
||
===========
|
||
|
||
The pick up is one of the most crucial part of the entire part.
|
||
Here is what I think the ultimate address should be:
|
||
|
||
1) Abandoned.
|
||
2) Isolated (No little old ladies calling the police or spraying
|
||
you with hoses).
|
||
3) About a mile or so away from your house.
|
||
|
||
Number one could also have a friend of yours who will sign for
|
||
the package, then when the feds come deny it ever arrived. This
|
||
is unlikely.
|
||
|
||
Number two is obvious. I have been yelled at by numerous old
|
||
people, and people that don't speak English. Not fun.
|
||
|
||
The mile away from you're house is obvious. Don't want people
|
||
that know you to be witnesses.
|
||
|
||
Also, you can order to an occupied house. Send them a note by
|
||
mail, telling them about a "computer glitch that sent some of
|
||
our mechandise to you're address, and we will send a sales
|
||
representative (or his son) to come pick it up." Spice this up,
|
||
by apologizing for any hassles, and giving a fake name for the
|
||
"sales represenative". Then, when you go, just give them a
|
||
little note authorizing you to be there with an impressive
|
||
signature.
|
||
|
||
When you pick up the package, be calm. Talk to the people no
|
||
longer than necessary, but don't run away or anything. Wear a
|
||
hat, but don't wear a ski mask and sunglasses. Look normal, yet
|
||
try and conceal as much of you're looks as possible.
|
||
|
||
If you do this right, you will look like a normal person, and
|
||
the people will forget about you in the month or so it takes the
|
||
credit agency to do anything about the fraud.
|
||
|
||
Advanced Fraud
|
||
==============
|
||
|
||
To order more advanced, (ie: from Northwestern, or things that
|
||
cost alot of money), you will need the following (usually):
|
||
|
||
The Driver's License Number
|
||
The Bank or Interbank Number (For MasterCard)
|
||
The Billing Addresss
|
||
|
||
Sometimes this will be written on the carbon. But the best way
|
||
is just to use TRW...if you have a password for it.
|
||
|
||
Miscellanous
|
||
============
|
||
|
||
Reading an issue of U.S News and World Report (June 3, 1985)
|
||
yesterday, I found an article on Phreaking, Fraud, and BBS's.
|
||
Very interesting.
|
||
|
||
Said something about mailboxing, which is going through a company
|
||
mailbox looking for let's say bills and the like which would
|
||
hacve a credit number on it. Sounds interesting. Go on a
|
||
Saturday, and look in the mailboxes. The last few days of a
|
||
month would be a good idea, since maybe you could get lucky and
|
||
snipe their Visa satetement. That just goes to show that reading
|
||
does have >some< value.
|
||
|
||
Look for cards like this one:
|
||
|
||
5024 0000 6184 3847
|
||
|
||
The second cluster means it's a "preferred" card, and you can
|
||
order more stuff with it. Some cards only have 13 digits (i.e:
|
||
5024 000 618 787).
|
||
|
||
If you think you have ordered the limit of you're card, verify
|
||
it. You do this by calling a dial up (usually 800), giving them
|
||
a merchant number, the card number, the name on the card, the
|
||
experation date, and the amount to be spent. They will tell you
|
||
it the card has enough money for the purchase. Get a dial up and
|
||
merchant number by going to the Department Store. They are
|
||
usually written on the phones.
|
||
|
||
For MasterCard, the Interbank number is right below the name on
|
||
the carbon. Visa cards contain a bank number in one of the
|
||
clusters.
|
||
|
||
Don't order from Northwestern. There prices are not worth all of
|
||
the questions you have to answer.
|
||
|
||
Order from Conroy-LaPointe at 800/547-1289, they are quite
|
||
easy.
|
||
|
||
Conclusion
|
||
==========
|
||
|
||
There are no old carders. You quit, or you get caught. Plan
|
||
what you want to get, and don't try and rush your frauds.
|
||
|
||
The first rule of fraud is, "Greed Kills." I think being
|
||
arrested by the feds and having to face my parents and lose my
|
||
computer about the same as death. But what is life without a
|
||
little risk?
|
||
|
||
Try to sell most of the things you card. If there is no stolen
|
||
(carded) stuff in you're house, they might go easier on you.
|
||
|
||
By the way, I am in no way responsible for any use made of
|
||
the information in this file. It is for infromational purposes
|
||
only. And if you believe that, please leave me mail on Smog
|
||
City about a business opportunity. I have this bridge...
|
||
|
||
That's about it for now. Look for Volume II in The Adverntures
|
||
in Fraud Series.
|
||
|
||
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
|
||
< Volume I In the Adventures in Fraud Series >
|
||
< Copyright (C) 1985 >
|
||
< By: Sneak Thief >
|
||
< A Smog City Crew File >
|
||
< Thanks to: The Raider, Grandmaster DST, The Mugger, and >
|
||
< Simon Templar for telling me things I didn't know before >
|
||
< Smog City....213-926-7720 >
|
||
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
|
||
|
||
|
||
Now that you've finished the file, call Smog City...It's a great
|
||
board!
|
||
|
||
Permission is given to put this file anywhere, as long as the
|
||
credits are intact.
|
||
|
||
June 6, 1985 - Sneak Thief of the Smog City Crew
|
||
|
||
The End
|