159 lines
9.2 KiB
Plaintext
159 lines
9.2 KiB
Plaintext
The Art of Carding by the Jolly Roger
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Obtaining a credit card number: There are many ways to obtain the
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information needed to card something.
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The most important things needed are the card number and the expiration
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date. Having the card-holders name doesn't hurt, but it is not essential.
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The absolute best way to obtain all the information needed is by trashing.
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The way this is done is simple. You walk around your area or any other
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area and find a store, mall, supermarket, etc., that throws their
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garbage outside on the sidewalk or dumpster. Rip the bag open and see
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if you can find any carbons at all. If you find little shreds of
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credit card carbons, then it is most likely not worth your time to tape
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together. Find a store that does not rip their carbons at all or only in half.
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Another way is to bullshit the number out of someone. That is call them
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up and say "Hello, this is Visa security and we have a report that
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your card was stolen." They will deny it and you will try to get it out
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of them from that point on. You could say, "It wasn't stolen? Well what
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is the expiration date and maybe we can fix the problem....
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Ok and what is the number on your card?......Thank you very much and
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have a nice day." Or think of something to that degree.
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Another way to get card numbers is through systems such as TRW and CBI,
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this is the hard way, and probably not worth the trouble, unless you are
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an expert on the system. Using credit card numbers posted on BBS's is
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risky. The only advantage is that there is a good chance that other
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people will use it, thus decreasing the chances of being the
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sole-offender. The last method of getting numbers is very good also.
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In most video rental stores, they take down your credit card number
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when you join to back-up your rentals. So if you could manage to steal
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the list or make a copy of it, then you are set for a LONG time.
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Choosing a victim: Once you have the card number, it is time to make the
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order. The type of places that are easiest to victimize are small
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businesses that do mail order or even local stores that deliver.
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If you have an ad for a place with something you want and the order number
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is NOT a 1-800 number then chances are better that you will succeed.
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Ordering: When you call the place up to make the order, you must have
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several things readily at hand.
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These are the things you will need: A name, telephone number, business
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phone, card number (4 digit bank code if the card is MasterCard),
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expiration date, and a complete shipping and billing address.
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I will talk about all of these in detail. A personal tip: When I call
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to make an order, it usually goes much smoother if the person you are
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talking to is a woman. In many cases they are more gullible than men.
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The name: You could use the name on the card or the name of the person
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who you are going to send the merchandise to. Or you could use the name
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on the card and have it shipped to the person who lives at the drop
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(Say it is a gift or something).
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The name is really not that important because when the company verifies
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the card, the persons name is never mentioned, EXCEPT when you have a
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Preffered Visa card. Then the name is mentioned. You can tell if you
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have a Preffered Visa card by the PV to the right of the expiration
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date on the carbon. Nophone all day long waiting for the company to call
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(Which they will), then the phone number to give them as your home-phone
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could be one of the following: A number that is ALWAYS busy, a number
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that ALWAYS rings, a payphone number, low end of a loop (and you will wait
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on the other end), or a popular BBS.
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NEVER give them your home phone because they will find out as soon as
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the investigation starts who the phone belongs to. The best thing would
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be to have a payphone call forward your house
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(via Cosm The business number: When asked for, repeat the number you
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used for your home phone.
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Card number: The cards you will use will be Visa, Mastercard, and
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American Express. The best is by far Visa. It is the most
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straight-forward. Mastercard is pretty cool except for the bank code.
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When they ask for the bank code, they sometimes also ask for the bank
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that issued it. When they ask that just say the biggest bank you know of
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in your area. Try to avoid American Express. They tend to lead full
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scale investigations. Unfortunately, American Express is the most popular
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card out. When telling the person who is taking your call the card
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number, say it slow, clear, and with confidence.
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e.g. CC# is 5217-1234-5678-9012. Pause after each set of four so you
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don't have to repeat it.
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Expiration date: The date must be at LEAST in that month. It is best
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to with more than three months to go.
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The address: More commonly referred to as the 'drop'. Well the drop
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can range from an abandoned building to your next door neighbors
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apartment. If you plan to send it to an apartment building then be
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sure NOT to include an apartment number. This will confuse UPS or postage
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men a little and they will leave the package in the lobby.
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Here is a list of various drops: The house next door whose family is on
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vacation, the apartment that was just moved out of, the old church that
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will be knocked down in six months, your friends house who has absolutely
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nothing to do with the type of merchandise you will buy and who will
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also not crack under heat from feds, etc..
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There are also services that hold merchandise for you, but personally
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I would not trust them. And forget about P.O. Boxes because you need
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ID to get one and most places don't ship to them anyway.
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Other aspects of carding:Verifying cards, seeing if they were reported
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stolen.
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Verifying cards: Stores need to verify credit cards when someone purchases
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something with one. They call up a service that checks to see if the
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customer has the money in the bank.
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The merchant identifies himself with a merchant number. The service
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then holds the money that the merchant verified on reserve. When the
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merchant sends in the credit card form, the service sends the merchant
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the money. The service holds the money for three days and if no form
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appears then it is put back into the bank. The point is that if you
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want to verify something then you should verify it for a little amount
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and odds are that there will be more in the bank.
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The good thing about verification is that if the card doesn't exist or
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if it is stolen then the service will tell you. To verify MasterCard
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and Visa try this number. It is voice:1-800-327-1111 merchant code is
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596719.
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Stolen cards: Mastercard and Visa come out with a small catalog every
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week where they publish EVERY stolen or fraudulantly used card.
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I get this every week by trashing the same place on the same day.
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If you ever find it trashing then try to get it every week.
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Identifying cards: Visa card numbers begin with a 4 and have either 13
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or 16 digits. MasterCard card numbers begin with a 5 and have 16 digits.
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American Express begins with a 3 and has 15 digits. They all have the
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formats of the following:
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3xxx-xxxxxx-xxxxx American Express
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4xxx-xxx-xxx-xxx Visa
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4xxx-xxxx-xxxx-xxxx Visa
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5xxx-xxxx-xxxx-xxxx MasterCard
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Gold cards: A gold card simply means that credit is good for $5000.
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Without a gold card, credit would be normally $2000.
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To recognize a gold card on a carbon there are several techniques:
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American Express-none.
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Visa-PV instead of CV.
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Note-When verifying a PV Visa, you have to have the real name of the
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cardholder.
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Mastercard-An asterix can signify a gold card, but this changes depending
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when the card was issued.
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I am going to type out a dialog between a carder and the phone operator
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to help you get the idea.
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Operator: "Over-priced Computer Goods, may I help you?"
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Carder: "Hi, I would like to place an order please."
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Operator: "Sure, what would you like to order?"
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Carder: "400 generic disks and a double density drive."
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Operator: "Ok, is there anything else?"
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Carder: "No thank you, that's all for today."
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Operator: "Ok, how would you like to pay for this? MasterCard or Visa?"
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Carder: "Visa."
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Operator: "And your name is?"
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Carder: "Lenny Lipshitz." (Name on card)
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Operator: "And your Visa card number is?"
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Carder: "4240-419-001-340" (Invalid card)
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Operator: "Expiration date?"
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Carder: "06-92."
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Operator: "And where would you like the package shipped to?"
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Carder: "6732 Goatsgate Port. Paris,texas,010166."
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Operator: "And what is your home telephone number?"
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Carder: "212-724-9970" (This number is actually always busy)
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Operator: "I will also need your business phone number in case we have
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to reach you."
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Carder: "You can reach me at the same number. 212-724-9970"
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Operator: "O.K. Thank you very much and have nice day."
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Carder: "Excuse me, when will the package arrive?"
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Operator: "In six to seven days UPS."
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Carder: "Thanks alot, and have a pleasant day."
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Now you wait 6-7 days when the package will arrive to the address which
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is really a house up for sale. There will be a note on the door
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saying, "Hello UPS, please leave all packages for Lenny Lipshitz in the
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lobby or porch. Thanks alot, Lenny Lipshitz" (Make the signature half-way
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convincing)
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------------------Jolly Roger
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