119 lines
5.4 KiB
Plaintext
119 lines
5.4 KiB
Plaintext
U.K. CREDIT CARD FRAUD - 22/10/90 - Written by CREDITMAN
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U.K. credit card fraud is a lot easier than over in the States. The
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same basic 3 essentials are needed -
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1...A safehouse.
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2...Credit card numbers with Xp date and address.
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3...Good suppliers of next day delivery goods.
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1...The Safehouse
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The safehouse should be on the ground floor, so as not to piss off
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the delivery man when he comes to drop off your freshly stolen gear.
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If he has to go up 10 flights in a complete dive and some 14 year old
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kid signs for an A2000 then he's gonna wonder! Make sure there are no
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nosey neighbours, a good area is one full of yuppies 'cos they all go
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to work during daytime. Safehouses are usually obtained by paying a
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month's rent in advance or putting down a deposit of say, £200.
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Either that or break into a place and use that.
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2...Credit Card Numbers.
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The card number, expiry date, start date (if possible), full name
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(including middle inital), phone number and full address with postcode
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are ideal. If you can only get the sirname, and no postcode, you
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shouldn't have any real hassle. Just say you moved recently to your
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new address. Phone number is handy, if it just rings and rings but if
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it doesn't, then make sure it's ex-directory. You CANNOT get away
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with giving them a bullshit phone number. Some fussy companies want
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phone numbers just to cross-check on CARDNET but generally it's not
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needed. To recap, here's a quick check-list...
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1.Card number and Xpiry date.
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2.Name and address of card holder.
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3.First name/initials (OPTIONAL)
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4.Start date (OPTIONAL)
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5.Postcode (OPTIONAL)
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6.Phone number (OPTIONAL)
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If you have all 6, then you shouldn't have any hassle. Start date is
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the rarest item you could be asked for, postcode and initals being
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more common. If you are missing 3-6 then you need one helluva smooth-
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talking bastard on the phone line!!!!
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3...The Ordering
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Not everyone can order £1000's of stuff - it's not easy. You have to
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be cool, smooth and have some good answers to their questions. I
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advise that you only order up to £500 worth of stuff in one go, but if
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you have details 1-6 and the phone number will NOT be answered from 9-
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5.30 P.M. then go up to £1000 (make sure it's a GOLD card!). When
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getting ready to order make sure you have at least 3 times the amount
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of suppliers you need e.g.if you want to card 5 hard-drives, make sure
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you have 15 suppliers. A lot of the time, they are either out stock,
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can't do next day delivery or won't deliver to a different address.
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Quick check list of what you must ask before handing over number -
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1.Next day delivery, OK?
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2.Ordered to different address to card, OK?
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3.Do you have item in stock (pretty obvious, eh?)
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Make sure you ask ALL of these questions before handing over your
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precious number.
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Excuses...
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Usual excuses for a different address are that it's a present or
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you're on business here for the next 5 weeks etc. Any old bullshit
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why it won't go to the proper address.
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WARNING!*******Invoices!*******WARNING!
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Invoices are sometimes sent out with the actual parcel but they are
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also sent out to the card owners (why do you think they need the
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address for?) so using a safehouse for more than 2 days is risky. A 1
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day shot is safe, if they catch on then they'll stop the goods before
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getting a search warrant.
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Credit Limits...
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Limits on cards reach from £500 to £4000 on Gold cards. Your average
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card will be about £1000-£1500. It takes a while to build up a good
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credit rating in order to have large limits so don't think every card
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will hold 12 IBM 386's! Visa and Access are always used - American
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Xpress etc. are USELESS.
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Access = Eurocard, Mastercard (begins with 5)
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Visa = (begins with 4, 16 digit is a Gold)
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A general rule is, always confirm an order to make sure credit is
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cleared. As the month goes on, credit is used up - the bad times are
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from 27th - 3rd which is when all the bills come in. Best time to
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card is around 11th or 12th, when the poor guy has paid off his last
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bill so you can run up a new one (he, he, he!).
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Ideal items to card...
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The best stuff is always computer hard-ware as it's next-day. Amigas,
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ST's, PC's - anything really. Blank discs are a waste of time,
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they're too heavy. Xternal drives, monitors - good stuff basically.
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Don't order any shit like VCR's, hi-fi, video-cameras, music
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keyboards, computer software, jewerely or anything under £300. You'll
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find the listed items are difficult to get next day delivery and
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usually won't deliver to a different address - bastards, eh? You're
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wasting your time with little items under £300, try to keep deliveries
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under 10 a day.
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The drop....
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Two ways of doing the drop
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1.Sign for all the gear (make sure you're there between 9.00 and
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5.30 P.M.)
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2.Don't turn up till around 6.30 P.M. and collect all the cards
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that the delivery man has left. These usually say 'you were out at XX
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time so could you please arrange new time for delivery or pick up
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from our depot'. In that case, piss off to the depot and get all the
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gear (need a big car!).
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Remember, carding is ILLEGAL kiddies, so don't do it unless you're
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going to cut me on it!!!!
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