269 lines
8.0 KiB
Plaintext
269 lines
8.0 KiB
Plaintext
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N . A . R . C .
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Infofile # 7
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by Htaed
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Table of Contents:
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I. Preface
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II. Credit Cards vs. Charge Cards
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III. Types of Cards
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IV. Mail order companies
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V. VISA bank numbers
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VI. Mastercard
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A. Bank Numbers
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B. Bank Id numbers
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VII. American Express
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VIII. Conclusion
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I. PREFACE
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This is my first infofile as a N.A.R.C. member. For those of you who have read
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"Getting Serious about Carding by Optical Illusion", this is a somewhat a con-
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tinuation of things you need to know about carding which Optical Illusion did
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not cover. In this file, we'll try to cover the aspects of the use (or shall we
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say misuse) of a credit card, strategies mail order companies keep us from
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getting away with carding, and a list of bank id numbers with their banks.
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II. CREDIT CARDS versus CHARGE CARDS
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Many people have the misconception that all cards are credit cards. This is of
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course not true. For example, American Express is a charge card and not a credit
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card. American Express is a charge card since the owner of the card must pay off
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the whole amount when his bill comes. If the owner doesn't, he or she is in
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serious shit. One thing good about the American Express is that it has no limit
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on how much the person can spend as long as the person can pay off the bill when
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it comes. Basically, the card is based on the person's good judgement on how
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much money the person have. Why is there American Express Gold and regular
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American Express cards then? It still has a hidden limit which you cannot buy a
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Corvette ZR-1 with a regular American Express. You could however do it with a
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American Express Platinum (if you can find one to abuse). This means you can buy
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more expensive things at one time with a Gold or Platinum card. Credit cards
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have a set limit after you you apply for the card. Usually a Classic Visa has
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about $700 plus or minus $100. Mastercard on the other hand has about $1000
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limit on it.
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III. TYPES OF CARDS
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Credit Cards Charge Cards
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VISA American Express
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Mastercard American Express Optima
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Discover Gold
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Platinum
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Here's a couple type of cards I do not know what category they fall into since
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they are never accepted by mail order companies. One of them is Diner's Club
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International and the other is Carte Blanche.
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Bank name Bank name
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_______________________________ _______________________________
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| BANK of N A R C | V I S A| | BANK of N A R C | V I S A|
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| |________| | |________|
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| 4000 123 456 789 |hologram| | 4000 0123 4567 8910 |hologram|
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| |________| | |________|
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| 00/00 00/00 CV | ___ | | 00/00/00 00/00/00 PV| ___ |
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| | // | | | // |
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| John Doe | XX__ | | John Doe Jr. | XX__ |
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--------------------------------- ---------------------------------
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^ ^
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|________________________________________|
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VISAs are grouped either |
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in 4XXX XXX XXX XXX or |
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4XXX XXXX XXXX XXXX. This is either a C or a P.
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The 2 groupings used are different for C for Classic (regular)
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each bank. There are banks' P for Preferred (better, much better)
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preferred cards that are group in
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4 3 3 3.
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_______________________________
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| B A N K of N. A. R. C.| All Mastercards are 12 digits grouped
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|_______________________________| in blocks of four digits each.
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| ___ |
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| 5000 1234 4567 8910 / X|
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| |M C||
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| |M C||
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| Joe Card Alot X___/|
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---------------------------------
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1234 is the bank id number.
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The bank may have more than one id number for
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their 5000 XXXX XXXX XXXX series cards.
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IV. MAIL ORDER COMPANIES
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Most of the mail order companies will accept Visa or Mastercard. Some will also
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accept American Express and Discover. These mail order companies check the card
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by either calling into a TRW center to check if the amount of the order will
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exceed the limit. In either case of a approval or declining, the mail order
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companies will call you back to check with you the order you have placed.
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Anyways, a way of finding a valid card is to call a credit approval system
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yourself. Here's some ways of checking:
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(1)
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1-800-554-2265 for check Mastercard or Visa
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for mastercard 10#1067#24#CARD#EXP#XX*XX#
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for Visa 20#1067#24#CARD#EXP#XX*XX#
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- 10 and 20 are for the type of cards
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- 1067 is the bank id number
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- 24 is the merchant number (52 will also work)
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- EXPiration must be in the form of 0291 for feb of 1991
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- XX*XX is the amount. Use a small number like
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11*04 for $11.04.
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Another way mail order companies verifying cards is to call the bank of the
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card and verify the name of the person and the billing address versus the name
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you gave the mail order companies and the address (drop site). So the only way
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of getting pass this is to have the stuff sent to the person's address or
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getting the waybill number from the mail order houses and intercept the package
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at the UPS or Federal Express office before the package arrive's at the card
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owner's address.
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V. VISA BANK Numbers
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4428 Bank of Hoven
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4128 Citibank CV
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4271 Citibank PV
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4929 Barclay Card CV (from England)
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4040 Wells Fargo CV
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4019 Bank of America CV
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4024 Bank of America PV
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4019 Bank of America Gold (This card looks like a CV but without a CV after
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the expiration date)
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4678 Home Federal
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4726 Wells Fargo CV
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4036
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4561
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4443
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4833
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4070
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4735
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4673
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4044
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4050
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4226
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4605
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4923
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4820
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4048 CV
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4121
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VI. Mastercard
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A. BANK NUMBERS
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5419 Bank of Hoven
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5410 Wells Fargo
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5412 Wells Fargo
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5273 Bank of America Gold
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5273 Bank of America
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5254 Bank of America
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5286 Home Federal
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5031 Maryland of North America
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5326
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5424
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5250
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5417
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5215
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5204
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5411
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5421
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5329
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5308
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5217
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5415
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B. BANK ID NUMBERS
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5410 Wells Fargo -- 1037
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5410 Wells Fargo -- 6785
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5419 Bank of Hoven -- 1933
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5410 Wells Fargo -- 6037
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5204 -- 1006
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5250 -- 1260
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5215 -- 6207
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5424 -- 1065
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5411 -- 1169
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5421 -- 2143
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5417 -- 1786
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5417 -- 1711
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5415 -- 1530
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VII. AMERICAN EXPRESS
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3728 GOLD
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3713 Regular
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3732 Regular
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3737
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3782
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3731
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3724
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3742
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3727
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3787
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3726
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3766
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3734
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3749
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3763
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3710
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3718
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3720
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3739
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VIII. CONCLUSION
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Well this comes to an end of this N.A.R.C. file. If you know any more Bank Id#'s
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and the first four digits to which issuing bank which are not listed above,
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please contact me (Htaed) at Nuclear Wasteland or at Critical Condition. If you
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also know what bank owns which numbers, also contact me.What I really want is
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the small banks that issues cards' numbers like Brookside Savings with like only
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two branches offices.
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__ _ __
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( c ) N. A. R. C. 1989 /| //_//_> /
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/ |// // X /__
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< = = = = = = = = = = = = = = = = E O F = = = = = = = = = = = = = = = = = = >
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