336 lines
16 KiB
Plaintext
336 lines
16 KiB
Plaintext
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ŸYd Guide To Kard Frauding And Its Principles
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Credit card frauding, aye now there's something that can either
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make you or break you <gr>. Over the course of our MAKES & BREAKS, we
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have noted, learned, and put into practice various strategies towards
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the process. In this guide, I will attempt to present some pointers,
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advice, etc. to aid you along in your way to becoming a big-timer!
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Preamble: A 'lil history behind it, its future..
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Our society, due to its ever increasingly economical perplexity
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has over-used, and abused, the theory of credit. Due to its easiness of
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access and financial expansions, it has become a daily part of each and
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every citizens' life. No one seems to think twice about it. With each
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charge, rarely are thoughts given about security measures, etc. to
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prevent such un-authorized accesses. Thus providing the medium, or vehicle,
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for frauding. Frauding has become quite an often practiced hobby over
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the last 5 years or so. Ethics can be applied to the situation, each in
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support for both good and bad morales. But in retospect of a companies
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negligence of card security
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& the rest is history....................
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-------------------------------------------------------------------------------
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This guide is presented in various sub-topics. Each of which
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contains related sets of information. Please read the ENTIRE guide
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before attempting any of its counterparts. Don't be a LaMeR.!.
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I. How Da Phuck Am I Supposed To Get Numbers and Its Associated Info¨
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This is by far the most important and attention demanding step of
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them all Basically, you need to find someone who works or has a job
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as a cash register operator. Or any other related type work where a
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hands on credit cards is encountered. Generally, these persons encounter
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and handle various credit cards of un-suspecting phools passing through
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their lines. Let's say for sake you are one of these persons.
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You will probably be operating a standard type(NCR) cash register.
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Most machines have a a slot in which you swipe the card. After this
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intial step, and of course a non-failure of fundz, you then proceed
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by inserting a carbon based slip into a printing slot, in which a
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transaction recording is made for business purposes of billing, etc.
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One genrall method of duplicating, obtaining kard information,
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is by inserting two slips, as opposed to the normal 1, into the slot.
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After the printing is done, remove both slips - carefully holding
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them as an apearance of one!! - and quickly hand the buyer his kard.
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This will distract him as he is putting it away, snag one the slips
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into your pocket or whatever. This will provide you the basic
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information of the kard holder via carbon over-printing. Other methods
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can be done by simple memorization - the real and safest phreaking way!
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Either way you can accquire a truckload of numbers this way - don't
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forget to note the kard holder's name - Duh!
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Other information you may, and sometimes will, need is as follows. Since
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you are accquiring the numbers locally, via a friend or yourself, that
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basically means most kard holders will be local also. Do you get it¨ If
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not no fret, here's what to do. Hopefully the kard holder was male, as
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most females do not live alone and their names are likewise not printed
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in the fonebook. But try regardless.... Look up the kard holder's name,
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and presto you now have their fone number and home address. If their
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name is not specifically puslished in the phone book but others are you
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might get brave and try this: Call these people, as they may be
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relatives - make sure they have the same 3-digit prefix -, and ask for
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the kard holder. Generally, if they are a relative, they will provide
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you with the number at which he can be reached. Viola! You know have
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his/her home phone number. You may also try to obtain his/her home phone
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number by making a call to 1411, information as we know it. But
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generally if its a female, chances are accquiring the home fone will be
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a bit more difficult.
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II. The Other Info You Will Need To Be Successful
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To enusre that you will pull your scam over you need to make sure of
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one very, very, very, very, very, very, important detail! Does this
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idiot have sufficient funds for your purchase¨ If you attempt to use
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someone's kard who doesn't, he/she will be notified after the placement
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of the order. Result, you now have arose suspicision and a possible
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setup for your pethetic arrest. Why, because you were to lazy to go thru
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a couple of de 'ole necessities. Going back to that person working as a
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register operator, etc. Herez where once again you'll need their help.
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III. Funds Validation, Merchant Numbas, and Everthing Else To Boot
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Ok, all stores and companies have a system by which they can manually
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perform a routine check of a credit card's phunds. Each of these
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businesses are issued a MERCHANT NUMBER for this sole purpose -
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Important Concept. What you, or your so called friend, needz to do is
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leech onto this number. It generally and almost always consists of the
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following:
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(Note this number is not valid so don't even try it!)
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60110164123182
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^ ^ -----^--^-------------- usually the issuing bank, in
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| | this case Discover
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------------------ usually store number, if in a
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chain, etc..
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This merchant number shown, fako, is a sample discover merchant
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number. Note this due to the 4-digit prefix 6011, Discover bank call
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letters. You'll need a number like this, valid though, for sucessful
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phunds verification, etc. Also you will need the dialup's (usually
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voice, sometimes v-mail though) in which to put these numbers into
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practice. All this information (REAL & VALID) will be presented at a
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later time in the manual. Make note, all dialups are 800 carriers, so
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you can leech the payfone without even using a quarter, <smile>.
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IV. The Actual Validation Process
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Ok, lets say you have accumulated all the above mentioned info and
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you're ready to progress. Now here comes the phun stuff 8)
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Get all the information handy that will be needed. Now, based upon
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the amount you're frauding you need to come up with a value to verify.
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I.E. Say you plan to order 8 megz, that will run you about 240+ $$$. So
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the wiset thing to do, don't be a lamer and give an even mutliple, is
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come up with a figure say $279.13. Always give an odd number, NEVER a
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even such as $200.00, Duh! Someone will answer the dialup and generally
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say this bs:
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"Hello, this is such and such speaking, merchant number please."
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You say slowly and confidently, 6 0 1 1 .... etc whatever the numba is.
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"Credit card number?"
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Now say the credit carrd number, 6 0 1 1 0 0 3 ... etc.
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"Amount to be verified?"
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You say the amount you have predetermined. After this the representative
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will either say:
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"Authoriztion code is such and such blah blah.."
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Or
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"Verification falied, or whatever blah blah.."
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If verified, the autorization number is NOT important. The only thing
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that matters is that dammit, he has enough phunds for the taking.. <gr>
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If dialing some Visa and MasterCardz you will often encounter a
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V-mail system setup for touch tone phones. An extra step is presented
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here, a bank number, oooh! This is eazy to overcome though, as I will
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present the necessities l8r..
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V. Passed With Flying Colours & Ready To Leech
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Now that part you've all been waiting fer, sit-back, grab some
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shrooms and read on!!
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Ok, now you need to find a company, don't be a lamer and pick a local
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one duh! The company needs to be a somewhat large, in order to avoid the
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possiblity of a somtimes call back verification. Some companies I would
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recommend would be:
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MidWest Micro Periphials
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& other companies from
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Computer Shopper........
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After choosing your company, dial 'em up. Now keep this in mind, you
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need to be calm, kool, and nervous in no way. Be friendly, talk and act
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like a 'lil computer illiterate. Trust me, it works! After bullshitting
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and shooting the breeze a 'lil, then proceed to order. If you do not
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know how to order via credit kard, damn you are a LAMER!
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He/She will ask for your home phone, and address. Give them to the
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sales representative. If you could not find the adequate information to
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due so, then start lying. But this can sometimes pose problems as
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discussed later. You may ask, "Shit, why not give'm a fako?" The
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answer is simple enough. Sometimes I have found this to be what phucks
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over an order. Meaning, they do have access to the kard holder's real
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inpho. So be wise and safe. Then, if they do not ask you as normally
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they do, request a different shipping address for some bullshit reason
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such as: "I will not be home in the evening until about 6:45pm, is there
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any way I can have this shipped to an (associates, friends, relatives, etc)'s
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house?. The bitch will most likely say yes and think nothing of it. Now
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if you're a non-patient person, you can also ship it overnight. Hell,
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they are paying for it, why not!! Either way it doesn't really matter.
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But if you want to get it either next day, via overnight, or 2+ days, I
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would try to place the order by at least 2:30pm..
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VI. Bringing Down The House
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I failed to mention earlier one important concept. "Where in the phuck
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I am supposed to have this shit shipped to?" Well this is also another
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phun part of karding for cache. You need to choose a house that meets
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the phollowing criteria:
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1. It will be empty during the day between 9:00am-1:30pm.
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2. The surrounding demography consists of middle-aged working people
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with either no kids or kids as students.
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3. It is not in a heavily trafficed area.
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4. It is not HARD to find - make it easy on your deliverer <gr>.
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Step 1 should be obvious. If he knocks on the door, to deliver etc,
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and someone answers they will simply refuse it and it will be promplty
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sent back! Unless, of course, you have balls of steel and approach him
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after the order. You'd then say something as to the likes, "Is this
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package for such and such?" Of course, he will reply yes. Say you're
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either a friend or his son/daughter and that you live at such and such.
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Then say, "I guess it must have been shipped to the wrong address, blah
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blah." You'll then be required to sign, do it.. RIGHT of course ..
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Step 2 should also be obvious. You don't need any non-working people
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or old bitches spying on ya and seeing all the action.
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Step 3, gotta watch out. Someone whom may know you may perhaps drive by -
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it has happened! - or anything else.
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Step 4, you don't want ta slow down delivery or have it cancelled by
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an impossibly, secluded address!
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VII. Scoping the House
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Now, if you're a student, ya need to prepare and either play sick, or
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better yet skip that day of school which corresponds to the estimated
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arrival date. Don't be a big lameo and get caught skippin and have your
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parents notified though, DUH!!
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Now several methods exist for coppin the goods. You can either:
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A. Wait on the delivering premisis and act as if it were your own
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when the deliver arrives. Ya know act as a residential son/daughter.
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B. Wait for UPS idiot to knock, have no answer and leave the package
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near the house.
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Step B calls for some explaining. Generally UPS, and Federal Express,
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will not leave a package un-attended and require a signature of arrival.
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This can be easily beaten though. What you need to do is this: Write out
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a note or stick'em, whatever, and on it specify you will not be home
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during the expected delivery time; Instruct the deliverer to leave the
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package - use shipment or order number obtained when ordering -
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somewhere such as the backproch, or behind something. LEAVE a signature
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of the kard holder at the bottom of the note, this will suffice as the
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arrival signature to those morons. Duh Huh!
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If you decide upon Step A, sign - play it off well too - as a
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son/daughter. Get the LAST NAME RIGHT!!!
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VII. Pat Yourself On The Back
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If you managed to salvage and obtain your goods, then your commended.
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If not, no fear, better luck next time - arf arf!
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VII. Tips, Hints, & Other Suggestions
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1. Never use the same card more than once, very important!
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2. Never send multiple orders from the same card to multiple
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addresses.
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3. Never use the same address more than once.
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4. Try to keep the order to about $350 or less.
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5. If using Step A, never have the same person pose as the resident
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more than once.
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6. Never act nervous or otherwise suspicious when ordering or signing.
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7. Use good frauding sense!
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8. Never brag or let the information of your scam leak. Keep it close
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and confidential. (ToP SeCReT)
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9. If using a car for the scoping and pickup, either steal some plates
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as a cover or park a distance from the house - yet still keeping it
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within full view.
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10. Destroy all information of the pickup. i.e. invoice, package, etc..
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11. Try to minimize phraud to about once or twice a month....
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If you bend or break any of these suggestions you are asking for it!
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Don't say I didn't warn you when you are BUSTED! I have gained these
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steps through the experience of others, and myself. Please follow them!!
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VIII. Elvis Has Left The Building; Here It IS!!
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Presented now will be the information I have promised, use it wisely.
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Various 800 dialups for differing cardz:
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Check Verification: 1-800-237-5581 (Voice)
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Discover : 1-800-347-1111 (Voice)
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1-800-347-3375 (Voice)
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Visa/MC : 1-800-554-2265 (V-mail)
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1-800-944-1111 (Voice)
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Merchant Numbers for cardz and Chequez:
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1011952700 (Cheque verification merchant #)
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0956 (Bank # to be used with V/MC verifications)
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417230003198 (V/MC merchant #)
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601101647131984 (Discover merchant #)
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There is a 'lil more explaining to do on this section. With this
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information presented, they should all be used in conjunction with one
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another. Do NOT try to use for say: bank numbers for the listed V/MC
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merchant #, and vice versa; another numbers for verification via listed
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mcht. #s other than those presented. You may be successful if you try
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anywayz, but hell, is it worth the hassale¨ One form of 'polymorphism'
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you may use however is this: Remeber the discussion of merchant numbers
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in previous sections? Well as you re-call, generally the last four
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digits correspond to a store number. Take a close look at the merchant,
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except the check, presented. See it! Duh, that's right! They all end,
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with a few exceptions, 3198. Obviously you can deduce that these two,
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actually three, numbers are from the same company, can't you¨¨¨ We'll
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what you may be able to do is change these last four, to whatever you
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wish. Who knows, it might just work!! These dialups are open 24hs a day,
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7 days a week!! So, anytime you pheel like phrauding, go fer it! Remeber
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to play it kool and safe and you'll be and do juuuusssstttt fine....
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Note: Some of the dialups, for some odd reason, do not work with the
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listed merchant #s. This is no problem though, of the two numbers listed
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for Discover and V/MC ONE WILL WORK!!! Just try it, and see what you
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get... 4-8 years in a federal prison (arf arf) ... nah man, just kiddin!
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IX. Special Thanx & Welcomes -- 8) --
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I would like to send greetz to all ŸYd memberz out there and all
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people reading this. Yes, that meanz YOU!
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Special thanx goes out to The Phuncky Feel One. Who helped in making
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it ALL possible. Geez, what a phriend :)
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Phuck U Christy Jonez, your dad is a tribal leader and you're a 'lil
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bitch!! Same goes to DP ..!!..
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If you have any questions, updates, or possible suggestions, leave me
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some e-mail somewhere.
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Written and prepared by(author): PHeaRFul PHeLLa 'long serving ŸYd
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member........!!
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L8r................
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P.S. If you're wandering why there are no special textual graphics etc..
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Phuck U.. arf arf.. I am too damn lazy for that shit..
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Look for later installmentz... More to cum...
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