345 lines
16 KiB
Plaintext
345 lines
16 KiB
Plaintext
<><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><>
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< >
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< The United Phreaker's Incorporated Proudly Presents >
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< >
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< Carding For Benfit And Profit >
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< >
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< By: Shadow Knight >
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< >
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< An Upi Production 1990 >
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< >
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<><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><>
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DISCLAIMER
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______________________________________________________________________________
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The following is some information on an illegal activity, carding. UPi or
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Shadow Knight is not responsible for what happens to you if you try it. We
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do not intend for the reader to use any information contained herein. This
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file is strictly for informational purposes.
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______________________________________________________________________________
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First off, there are many types of credit cards. But the main ones we will
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be discussing are American Express, Discover, Mastercard, and Visa. These
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four are the largest and most widely used types. My personal favorite is the
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Discover card, since the company is a real loser. It is best for the beginner
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to start out with Discover, then move to American Express, then to Mastercard,
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and finally Visa.
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The first thing you have to do is to find a credit card number (we will
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be refering to them as CCNs). There are several different ways of going about
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this, which will be discussed later in this file. The way you can tell the
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cards apart are the first digit of the CCN.
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Digit Type of Card
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------- ------------
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3 American Express
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4 Visa
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5 Mastercard
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6 Discover
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Now that you know the first digit of the card you want you need the
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different CCN formats. They are listed below.
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American Express
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3xxx-xxxxxx-xxxxx
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Visa
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4xxx-xxxx-xxxx-xxxx
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or
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4xxx-xxx-xxx-xxx
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Citibank Visa, which is by far the most popular is
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4128-xxx-xxx-xxx
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Mastercard
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5xxx-xxxx-xxxx-xxxx
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The type of Mastercard I use is Citibank which is
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5424-xxxx-xxxx-xxxx
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Discover
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6xxx-xxxx-xxxx-xxxx
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There are a number of ways through which you can get CCNs. They are listed
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below in order of easiest method to hardest method.
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1) Go for a little swim. That is, in a big dumpster. This is called trashing.
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Go in back of department store or anywhere that accepts credit cards and jump
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in. But make sure it's not at a mall, or someone might see you and contact the
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police. When you've found the perfect dumpster, just dive right in. Just look
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around for carbons. You know, the things that the salesperson throws away after
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a credit card purchase. If anyone sees you, just pretend you're a bum. Or if
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that won't work, pretend you're looking for your baseball that flew in.
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Once you find these, (and making sure you don't rip them) put them in your cap,
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or somewhere where they won't fall out, and just calmly go home. Now comes the
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easy part. You just copy down everything important. The CCN, Expiration date,
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and Name. Then you rip it up into shreds and burn them. Now there is no way
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you can get caught unless you're a REAL idiot.
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2) If you have a friend (it's better if it's a fellow pirate) that works in
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a store which performs credit card transactions, you might save yourself the
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trouble of trashing and ask him if he doesn't mind slipping some carbons into a
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bag after they ring up a sale. If he won't, bribe by saying you'll get him
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something too.
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Carbons
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______________________________________
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| (1) (2) |
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| (3) (4) |
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| (5) |
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|____________________________________|
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(1) The Account Number. This is the most important thing on a Credit
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Card.
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(2) The Expiration date for Visa or Mastercard
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(3) The Expiration date for Visa or Mastercard
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(4) The Expiration date for American Express
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(5) The Card Holder's name. The name is not very important but it is
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good to have.
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3) If are really advanced, you can use a credit card formula, several do
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exist. If you're good at math and patterns, you should be able to figure out at
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least one formula.
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Once you have a newly formulated or newly found Credit Card, you have to
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first check to see if it is still valid before you try to use it. The easiest
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way I know of, is 1-800-554-2265. But after you enter something you must enter
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a pound. Just look at the example if you're confused. You must first, of
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course, dial 1-800-554-2265. Then it should say "Enter type".
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Number Card Type
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------ ---------
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10# Mastercard
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20# Visa
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30# American Express
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Then it will ask you for "Bank identification". Just enter 1067#.
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Now it will request a Merchant Number. Enter either 24# or 52#. Either one
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should work.
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Now it will ask you for the card number. Enter it in with a # sign following
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it. Then it will ask for the expiration date. Enter it with a # sign following
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it. And last, but not least, it will ask for the amount. This is a little
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trickier. Look at the examples. If you still don't understand it, then you're
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dumb, and you shouldn't be trying to card.
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For $100.25 you enter 100*25#. For $1,532.67 you enter 1532*67#. Got it? Good.
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Now the moment of truth comes. In the next few seconds the computer will say
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Approved or Declined. Yes or No. Light or Dark. If it's approved, pat yourself
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on the back. If not, too bad. Go look for another one.
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* SPECIAL NOTE *
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In Canada dial 416-785-3222 for Visa credit checks or dial 1-800-268-2439
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for Mastercard credit checks.
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For a Visa credit check in Canada, you first dial the authorization center
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and a operator will answer. Then you will be ask for the card number, amount
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of purchase, merchant # and expiry date. If the card is good then she'll tell
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you the authorization number. If the card is invalid then she'll say that the
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number was invalid.
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For a Mastercard credit check in Canada, you first dial the authorization
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center and a automated computer will answer. It will ask you if you want it
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in French or English, so if you want English punch in 1, or if you want
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French punch in 2. Next it will ask you for the "Credit Card Number". Just
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punch in the Mastercard number and the press the # sign following the number.
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Next it will ask you for the "Amount In Dollars Only", so press in the amount
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and then the # sign following it. Next it will ask for a "Merchant #", this
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can be skipped by just pressing the # sign. After that it will ask for a
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"Expiry Number". Punch the expiry number in and press a # sign following it,
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if you made a mistake punching in the amount, then from here you press 2 and
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change the amount of the purachse. After all that it will come back and if
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it's valid, it will tell you an authorization number, otherwise it will say
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that the number was invalid. If the amount is too high, then it will tell you
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to hold on for an operator. And then the operator will verify the card for you.
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***************************************************************************
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ONE NOTE: IF A CARD HAS $5000 AND YOU VERIFY IT FOR $3000 DOLLARS, YOU CAN
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ONLY VERIFY IT FOR $2000 MORE. ANOTHER EXAMPLE IS IF THE CARD HAS $3000
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AND YOU VERIFY IT FOR $1250, THE CARD CAN BE VERIFIED $1750 MORE BEFORE IT
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WILL SAY DECLINED.
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****************************************************************************
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Now for the hardest part of all, purchasing merchandise with your newly
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verified CCN. You will probably want some computer equipment, knowing that
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that's what most people want. And be sure to read this entire file before
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attempting to card something. If you don't, you might get caught and spend ten
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years in jail and never be able to get another decent job again, just because
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you didn't listen to me and read this entire file.
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Now that I have your attention, we must lay down some rules for ordering
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merchandise to insure your safety.
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1) Always go to a pay phone.
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2) Never give out your real name.
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3) Or your address and telephone number.
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4) Plan out the drop site and the fake number. I use the busiest PD board there
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is.
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5) Sound calm. Remember, they can't do anything to you.
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6) If they get suspicious, just keep sticking to the same story. A consistent
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lie is better than a inconsistent truth.
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Where should I ask them to ship it to? This is a common question. The best
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place to have the merchandise shipped to is an abandoned house. The sites
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where you want them shipped are called drop sites. Jot down this address.
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Now that we have set those rules, we now have to call a store. Make sure it
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is a small store, for they don't have the card checking techniques the bigger
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ones do. Now when they ask you your name and stuff like that, just give them
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the fake ones, without hesitation!! If you hesitate then they might get
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suspicious. Even spell it out for them. And try to be friendly. Don't sound
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nervous or anything. Now if they are online to credit bureaus suck as CBI or
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TRW then make up an excuse, like have your friend threaten you in the
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background (or something). If they are online with CBI or TRW they can verify
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everything in just a couple of minutes. Now if they aren't then you're in luck.
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Now when they ask for a number, give them the number you have ready. Bullshit
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your way through. If they aren't online, they can't verify really anything but
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that the CCN is valid and there is enough credit to pay for the merchandise.
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I wouldn't suggest making a business out of this, either. Sure, if you
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want to get a few dollars for things you order (and that you don't want
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anymore) sell it and keep the money. It wouldn't be all that great to go to
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jail for ten years and never get another decent job in your whole entire
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stinking life, just because someone you don't even know, wanted a bigger hard
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drive for $100? Yeah, you know I have a good point there. Well, the truth is
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that the only people that should really even make deals are the people with
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lots of experience.
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And now how to card Travelers Checks. These are alot easier than what I
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just talked about. All you gotta do is call 1-800-777-7337 and use an American
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Express card and ship it to your drop site. Now just go to another country
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and spend away. Have fun.
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Now for the most dangerous way of carding, by far. In person carding.
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But you get the stuff really quick. Now you need a fake name again. This time
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you need two. Your dad and a son. Lets say your name is Robert Armstrong.
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Look at the example.
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"Hello, Computers for less, how may I help you?"
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"Yes, this is Robert Armstrong calling from California (or somewhere across
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the country). My son, Mike, needs an Apple II. It says here in your ad that
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you sell them for such and such. I would like to place an order for one."
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"OK. And how will you be paying for this?"
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"Visa."
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"OK. Number?"
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"4xxx-xxxx-xxxx-xxxx."
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"OK, thank you. Now how do you want this shipped?"
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"Well, since my son is going to college right next to you, I thought I could
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send him to go pick it up."
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"Oh, OK. Sure. Do you want us to call your son to notify him?"
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"No, that's ok. He's supposed to call in a couple of minutes. He always calls
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me at 5:00PM every Friday. I can't wait to hear what he says when he hears what
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I got him. When can he go pick it up?"
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"Anytime."
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"Ok, thank you.
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"Thank you for ordering from Computers for Less."
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<CLICK>
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Now comes the most dangerous part. Go to the store, park your car where none
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of the employees can see it. Now go in and state your fake name and what you
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are there to pick up. In Mike's case...
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"Hello. I'm here to pick up an Apple II my dad bought for me."
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"OK, sure. Mike Armstrong?"
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"Yes, that's me."
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"Ok, wait. We'll bring it up right now."
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"Thank you."
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"Well, here you are."
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<TAKE>
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"OK, Thank you."
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"No problem. Thank you for ordering from Computers for Less."
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Now just walk over to your car and drive off. I wouldn't really recommend
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this method, but if you're desperate, try it.
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Now if they get suspisious, don't get nervous. Just start complaining. Say
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like "My dad paid good money for this system and now you won't give it to me?"
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If they still won't give it to you, then say, "Ok, I'll come tommorrow. But if
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it isn't ready tommorow I'm going to tell my dad to get a refund." Then walk
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out really pissed looking and never go back. They were probably setting up a
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trap for you. Better safe than sorry.
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Now I'll explain what happens to the unlucky guy. The guy's CCN you used of
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course. Now let's pretend this unfortunate soul's name is John Doe. At the
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end of the month, John Doe gets his Visa bill from the bank's credit card
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department. Among the things on his bill he notices a VGA card and monitor.
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John Doe then calls his bank and starts cussing them out and asking where the
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fuck did they get the VGA card and monitor from. Then the bank should send him
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a xerox copy of the original reciept, showing when it was bought and where it
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was sent to, and the second is an affidiate. This is a formal document
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saying that you did not make the purchase, you do not know who did, and did
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not authorize this purchase. It must be signed by him and then brought to the
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bank and signed by a notary public and have the bank's stamp on it. From there
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the bank can either go to their insurance agent or Visa, depending on who they
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have a deal with, and be paid for the carded stuff. Then John Doe must cut his
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cards in half and send them to the bank. After he has done that, he is
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re-issued new cards with a new CCN.
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That's about it. I hope I've covered everything. If I haven't just E-mail me
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somewhere and tell me.
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You may distrubute this file freely but may not change any part of this file in
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whole or part without the written or verbal concent of the author.
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===============================================================================
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Call These Great Upi Boards!
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===============================================================================
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Node Number Board Name Sysop Baud
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===============================================================================
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Hq 416-Upi-Home The Northern Phreaker's Alliance The Lost Avenger 24
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1 416-Upi-Nde1 The Shining Realm FrosT BitE 24
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2 515-Upi-Nde2 Paranor Demon Asmodeus 24
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3 305-Upi-Nde3 Ferrari Mr. Ferrari 38.4
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4 416-Upi-Nde4 Time Zone Destoryer 38.4
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5 716-Upi-Nde5 The Knight's Society Jeff Knight 24
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6 408-Upi-Nde6 The Unholy Temple Black Death 24
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7 031-Upi-Nde7 Rebel Box (Netherlands) Mr.Miracle 24
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8 213-Upi-Nde8 The Drop Site N Sult 24
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===============================================================================
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04-29-90/010 Copywrite 1990 By The Lost Avenger-All Rights Reserved
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Downloaded From P-80 International Information Systems 304-744-2253 12yrs+
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