248 lines
8.7 KiB
Plaintext
248 lines
8.7 KiB
Plaintext
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| Volume I of The Adventures in Fraud Series |
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| The Bible of Fraud |
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| By: |
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| Sneak Thief |
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| Smog City..213-926-7720 |
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| Thanx to: The Raider |
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| Copyright, (C) 1985 by Sneak Thief |
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|\ /|
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Introduction
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============
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You ever wonder where that unemployed guy down the street got
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enough cash to start a 1200 baud board with 60 megs? Well, the
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answer, most likely, is Credit Fraud.
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Credit fraud involves getting a credit card number (a CC #), and
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then ordering things by phone. All you need is the card number
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and the experation date. And a few other nasties...
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Well, forget this basic stuff! Let's get into the good parts....
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Getting Your Card
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===================
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Always been meticulous about your appearence? Don't like to be
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dirty? Then the primary method of getting credit cards is not
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going to appeal to you.
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When a customer buys something at a store or restaurant (with a
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credit card, of course), several carbons are made. The store
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puts these into their files, and throws them away a week or so
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later.
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What's that? You say, "Why don't I go to the trash, and get
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these carbons?", do you? Well, you're correct; this is exactly
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what you do. Here are some tips:
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1) Go on the First of the month. (In a lot of stores, this is
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the 'clear the files day'.
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2) Go to the mall. That way, if one trash can is empty, you
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have a hundred or so more.
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3) Stay away from food stores. Sticking you're hand into last
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week's fried chicken is a price too high for a lousy credit
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card.
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4) For convienence, look for florists, video stores and the like.
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Video stores especially, since >every< transaction they make
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involves a credit card.
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Ok, that is just one of the ways which you can get you're card
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here are the other primary methods:
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CBI/TRW
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=======
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CBI and TRW are Credit services which have Credit Cards,
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Addresses, names, and driver's licenses for most of the
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population of the United States. You can also use this system to
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find out the credit card mend calling through a PBX, then XXXXX (insert you're
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favorite phone service here).
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Leeching
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========
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You could also get them off the credit fraud board on you're
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local elite BBS. Not a good idea, since most cards up there have
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about 1,000 dollars worth of porno tapes on them.
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Better yet, you can ask a friend. This will probaly work, but
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sometimes people give a card that they have used, or used but
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messed up with. Oh, the death of friendship!
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Ok, you've got your card? Good.
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Ordering
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========
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You've got to order your merchandise. To do this, call the
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orderline for the company, and talk to these people. If you're
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known as "The Human Carrier" by you're friends, or modems connect
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when you say "Hello", then forget it. These days they are
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getting mighty suspicous.
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They will ask you what card you want to use. Master Cards have a
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5 as the first digit of the first cluster, Visas have a 4.
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If ice--very
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softly. Just say, "I'm sorry... I have this awful sore
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throat..."
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The first rule is be polite. Don't sound nervous. If the lady
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asks you for the driver's license, and you don't have it, make
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one up, then before you hang up, say "I'm sorry, I'm going to
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have to cancel this order...my husband told me that he had
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already gotten the XXXXX (the item you were trying to order)"
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Try to order from a pay phone, and when they ask for a phone
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number, give them the pay phone's number. Or scan for a number
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that will ring, and ring... A board that is down is a good bet.
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Now, you may ask, what address do I give the salesman?
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The Address
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The pick up is one of the most crucial part of the entire part.
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Here is what I think the ultimate address should be:
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1) Abandoned.
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2) Isolated (No little old ladies calling the police or spraying
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you with hoses).
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3) About a mile or so away from your house.
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Number one could also have a friend of yours who will sign for
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the package, then when the feds come deny it ever arrived. This
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is unlikely.
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Number two is obvious. I have been yelled at by numerous old
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people, and people that don't speak English. Not fun.
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The mile away from you're house is obvious. Don't want people
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that know you to be witnesses.
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Also, you can order to an occupied house. Send them a note by
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mail, telling them about a "computer glitch that sent some of
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our mechandise to you're address, and we will send a sales
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representative (or his son) to come pick it up." Spice this up,
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by apologizing for any hassles, and giving a fake name for the
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"sales represenative". Then, when you go, just give them a
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little note authorizing you to be there with an impressive
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signature.
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When you pick up the package, be calm. Talk to the people no
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longer than necessary, but don't run away or anything. Wear a
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hat, but don't wear a ski mask and sunglasses. Look normal, yet
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try and conceal as much of you're looks as possible.
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If you do this right, you will look like a normal person, and
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the people will forget about you in the month or so it takes the
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credit agency to do anything about the fraud.
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Advanced Fraud
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==============
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To order more advanced, (ie: from Northwestern, or things that
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cost alot of money), you will need the following (usually):
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The Driver's License Number
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The Bank or Interbank Number (For MasterCard)
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The Billing Addresss
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Sometimes this will be written on the carbon. But the best way
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is just to use TRW...if you have a password for it.
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Miscellanous
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============
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Reading an issue of U.S News and World Report (June 3, 1985)
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yesterday, I found an article on Phreaking, Fraud, and BBS's.
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Very interesting.
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Said something about mailboxing, which is going through a company
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mailbox looking for let's say bills and the like which would
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have a credit number on it. Sounds interesting. Go on a
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Saturday, and look in the mailboxes. The last few days of a
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month would be a good idea, since maybe you could get lucky and
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snipe their Visa statement. That just goes to show that reading >some<
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value.
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Look for cards like this one:
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5024 0000 6184 3847
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The second cluster means it's a "preferred" card, and you can
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order more stuff with it. Some cards only have 13 digits (i.e:
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5024 000 618 787).
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If you think you have ordered the limit of you're card, verify
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it. You do this by calling a dial up (usually 800), giving them
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a merchant number, the card number, the name on the card, the
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expiration date, and the amount to be spent. They will tell you
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it the card has enough money for the purchase. Get a dial up and
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merchant number by going to the Department Store. They are
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usually written on the phones.
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For MasterCard, the Interbank number is right below the name on
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the carbon. Visa cards contain a bank number in one of the
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clusters.
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Don't order from Northwestern. There prices are not worth all of
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the questions you have to answer.
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Order from Conroy-LaPointe at 800/547-1289, they are quite
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easy.
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Conclusion
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==========
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There are no old carders. You quit, or you get caught. Plan
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what you want to get, and don't try and rush your frauds.
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The first rule of fraud is, "Greed Kills." I think being
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arrested by the feds and having to face my parents and lose my
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computer about the same as death. But what is life without a
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little risk?
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Try to sell most of the things you card. If there is no stolen
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(carded) stuff in you're house, they might go easier on you.
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By the way, I am in no way responsible for any use made of
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the information in this file. It is for informational purposes
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only. And if you believe that, please leave me mail on Smog
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City about a business opportunity. I have this bridge...
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That's about it for now. Look for Volume II in The Adverntures
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in Fraud Series.
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=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
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< Volume I In the Adventures in Fraud Series >
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< Copyright (C) 1985 >
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< By: Sneak Thief >
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< A Smog City Crew File >
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< Thanks to: The Raider, Grandmaster DST, The Mugger, and >
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< Simon Templar for telling me things I didn't know before >
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< Smog City....213-926-7720 >
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=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
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Now that you've finished the file, call Smog City...It's a great
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board!
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Permission is given to put this file anywhere, as long as the
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credits are intact.
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June 6, 1985 - Sneak Thief of the Smog City Crew
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The End
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