1 line
11 KiB
Plaintext
1 line
11 KiB
Plaintext
___________________________________________
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/___________________________________________\
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| TRW Terminolgy |
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| Understanding What You Read |
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| Master Blaster |
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| Advanced Telecommunications Inc. |
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\___________________________________________/
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Type of Account
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\_____________/
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brevation Explanation
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_______/ \_________/
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AUT Auto
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UNS Unscured
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SEC Secured
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P/S Partially Secured
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H/I Home Improvement
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FHA FHA Home Improvement
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Installment Sales Contract
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CHG Charge Account
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R/E Real Estate Specific Type unknowen-in terms
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of years
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SCO Secured by Co-Signer
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BUS Busness
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REC Recreational Merchandise
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EDU Educational
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A Lease
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COM Co-Maker(not borrower)
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C/C Check Credit or Line of Credit
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F/C FHA Co-Maker(not borrower)
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M/H Mobil Home
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CRC Credit Card
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R/F FHA Real Estate Mortgage-in terms of years
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E Note Loan
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NCM Note Loan With Co-Maker
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HHG Secured by Household Goods
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H+O Secured by Household Goods & other Collateral
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ASL Auto
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R/V VA Real Estate Mortgage-in Terms of Years
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C Conventional Real Estate Mortgage-Terms in
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Years
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R/O Real Estate Mortgage-with or without other
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collateral Usually a seccond mortgage-Terms
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in months Amount shown in $100.00 incerments
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C Co-Maker(not Borrower)
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REN Rental Agreement
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SUM Summary of Accounts with same status
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UNK Unknowen (that's the meaning not that i don't
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know)
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DCS Debit Counseling Service
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CCP Combined Credit Plan
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T Account Reviewed by Credit Grantor
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A/M Account Monitor by Credit Grantor
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RVW Account Review by Credit Grantor
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EMP Employment
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PSC Solicitation
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D/C Debit Card
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DCP Data Correction Profile
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D Address information for Mailing
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IDV Address information for the Government
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CLS Credit Line Secured
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COL Collection Attorney
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INS Insurance Claims
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C/S Child Support
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Court Codes
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\_________/
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CIR Circut
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CITY City
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CVL Civil
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CO County
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CT Court
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DIS District
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IRS Internal Revenue Service
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JUS Justice
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MUN Municipal
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Registrar
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ST State
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SPR Superior
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SUP Suprame
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Explination of Status Comments
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\____________________________/
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BK ADJ PLN Debit included in or completed through
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Bankruptcy Chapter 13.
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K LIQ REO Debit included in or discharged through
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Bankruptcy Chapter 7 or 11.
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CHARGE OFF Unpaid balance reported as a loss by credit
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grantor.
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CLOS INAC Closed inactive account
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COLL ACCT Account seriously past due/account assigned
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to attorney. Collection agency or credit
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grantors internal collection department.
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CO NOW PAY Now paying - Was charge off.
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4`IEjjHCredit card lost or ssoolen.
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CR LN CLOS Credit line closed/reason unknowen or by
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consumer request/there may be a balance due.
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CR LN RNST Account now available for use and is in good
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standing. Was closed account.
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CURR ACCT This is either an open or closed account is a
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credit card or charge account. It should be
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available for use and there may be a balance
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due. If the account is closed. There were no
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past due amounts reported and it was paid.
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CUR WASCOL Current account was collection account.
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UR WAS DL Current account was past due.
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CUR WASFOR Current account Foreclosure was started.
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CUR WAS 30 Current account was 30 days past due.
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CURWAS30-2 Current account was 30 days past due twice.
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CURWAS30-3 Current account was 30 days past due three
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times.
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CURWAS30-4 Current account was 30 days past due four
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times.
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CURWAS30-5 Current account was 30 days past due five
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times.
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CURWAS30-6 Current account was 30 days past due six
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times or more.
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CURWAS 60 Current account was 60 days delinquent.
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CUR WAS 90 Current account was 90 days delinquent.
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CUR WAS 120 Current account was 120 days delinquent.
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CUR WAS 150 Current account was 150 days delinquent.
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UR WAS 180 Current account was 180 days delinquent or
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more.
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DECEASED Consumer deceased.
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DELINQ 60 Account delinquent 60 days.
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DELINQ 90 Account delinquent 90 days.
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DELINQ 120 Account delinquent 120 days.
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DELINQ 150 Account delinquent 150 days.
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LINQ 180 Account delinquent 180 days.
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DEL WAS 90 Account was delinquent 90 days/now 30 or 60
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days delinquent.
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DEL WAS 120 Account was delinquent 120 days/now 30,60 or
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90 days delinquent.
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VCLAIM Claim filed with government for insured
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portion of balance on an educational loan.
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FORECLOSURE Credit grantor sold collateral to settle
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defulted mortgage.
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INQUIRY A copy of the credit profile has been sent to
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this credit grantor at their request.
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INS CLAIM Claim filled for payment of insured portion
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of balance.
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NOT PD AA Account not being paid as agreed.
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PAID ACCP Closed account/zero balance.not rated by
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credit grantor.
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PAID SATIS Closed account/paid satisfactory.
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PD BY DLER Credit grantor paid by company who originally
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sold the merchandise.
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PD CHG OFF Paid account/was charge-off.
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PD COLL AC Paid account was a collection account
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insurance claim or education claim.
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PD FORECLO Paid account A forclosure was started.
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PAID NOT AA Paid account. Some payments were made past
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the agreed due dates.
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PD REPO Paid account/was a repossession.
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D WAS 30 Paid account/was 30 days past due.
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PD WAS 30-2 Paid account/was 30 days past due 2 or 3
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times.
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PD WAS30-4 Paid account/was 30 days past due 4 times.
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PD WAS30-5 Paid account/was 30 days past due 5 times.
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PD WAS30+6 Paid account/was 30 days past due 6 or more
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times.
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PD WAS 60 Paid account/was 60 days delinquent.
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PD WAS 90 Paid account/was 90 days delinquent.
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PD WAR 120 Paid account/was 120 days delinquent.
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PD WAS 150 Paid account/was 150 days delinquent.
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WAS 180 Paid account/was 180 days delinquent or more.
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REDMD REPO Account was a repossession/now redeemed.
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REFINANCED Account renewed or refinanced.
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REPO Merchandise was taken back by credit grantor,
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there may be a balance due.
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CNL Credit grantor cannot locate consumer.
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SCNL NWLOC Credit grantor could not locate
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consumer/consumer now located
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SETTLED Account leagally pain in full for less than
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the full balance.
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ce.
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VOLUN REPO Voluntary repossession.
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30 DAY DEL Account past due 30 days.
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30 2 TIMES Account past due 30 days 2 times.
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30 3 TIMES Account past due 30 days 3 times.
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30 4 TIMES Account past due 30 days 4 times.
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30 5 TIMES Account past due 30 days 5 times.
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6+ TIMES Account past due 30 days 6 times or more.
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30 WAS 60 Account was delinquent 60 days/now 30 days.
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TOONEWRT Account too new to rate.
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Items of Public Record
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\____________________/
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BK 7 -FILED Voluntary or Involuntary Pentition in
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Bankruptcy Chapter 7 - (Liquidation)filed.
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BK 7 -DISCH Voluntary or involuntary Petition in
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bankruptcy Chapter 7 - (liquidation)
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discharged.
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BK 7 -DISM Voluntary or involuMM9
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BK 11 -FILE Voluntary or in voluntary petition in
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bankruptcy Chapter 11 - (Reorginazition)
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filed.
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BK 11 -DISC Voluntary or involuntary Petition in
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Bankruptcy Chapter 11 - (Reorgiznation)
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discharged.
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BK 11 -DISM Voluntary or involuntary petition in
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Bankruptcy Chapter 11 - (Reorgiznation)
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Dismissed.
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BK 13 -FILE Petition in banyruptcy Chapter 13
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(Adjustment of Debt) filed.
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13 -DISM Petition of bankruptcy Chapter 13
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(Adjustment of debt) dismissed.
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BK 13 -COMP Petition in bankruptcy Chapter 13
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(Adjudtment of debt) completed.
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CITY TX LN City Tax Lien.
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CTY TX REL City Tax Lien Released.
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SEL SER Debt Counseling Service.
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CO TAX LN County Tax Lien.
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CO TAX REL County Tax Lien Released.
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FED TAX LN Fedral Tax Lien.
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FED TX REL Fedral Tax Lien Released.
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JUDGMENT Judgment.
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JUDGMT SAT Judgment Satisified.
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MECH LIEN Mechanic's Lien.
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ECH RELE Mechanic's Lien Released.
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MN MTG FIL Manual Mortgage Report (Developed credit
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report prepared for this grantor, copy
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attached.)
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NT RESPON Not responsible notice.
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STAT TX LN State Tax Lien.
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AT TX REL State Tax Lien Released.
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SUIT Suit.
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SUIT DISMD Suit Dismissed or Discontinued.
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WAGE ASIGN Wage Assignment.
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W/A RELEASE Wage Assignment Released.
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Assoication Codes With Definitions
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\________________________________/
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soication Assoiation
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th Account Terminated As Of
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Currently Active Date Reported
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................Undesignated....................A
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eported by TRW Credit Data only.
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...............Individual.....................
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ndividual: This is the only person associated with this
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ccount.
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...Joint Account-Contractual Responsibilty......B
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his individual is expressly obligated to repay all debts
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rising on this account by reason of having signed an
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ment to that effect.
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..........Authorized User-Joint Account.........C
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he individual has use of this joint account for which
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nother indivdual has Responsibility.
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...........Joint Account.......................D
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his individual participates in this account. The assoitation
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t be disinguished between joint Account-Contractual
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esponsibilty or Authorized User.
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...................Co-Maker....................E
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his individual has garanteed this account and assumes
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esponsibilty.
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................On Behalf Of...................F
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individual has signed an application for the purpous of
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ecuring credit for another individual.
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..................Maker........................G
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his individual is responsible for thhs account, whic is
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uaranteed by a Co-Maker. To be used in lieu of Code 2 and 3
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there is a Code 5-Co-Maker.
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hanks to TRW....
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_______________________________________________
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\
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)ackrite 1986 Advanced Telecommunications Inc..
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_______________________________________________/
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