848 lines
38 KiB
Plaintext
848 lines
38 KiB
Plaintext
-------------------------------------------------------------------------------
|
||
IPS:FOK-1
|
||
-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-
|
||
Directory:
|
||
Intro
|
||
History-IPS
|
||
TRW-MASTERFILE-92
|
||
Philosophy
|
||
Conclusion
|
||
-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-
|
||
TRW.MASTERFILE/IPS-92-FOK
|
||
|
||
(FO)rbidden (K)nowledge: F.O.K.
|
||
|
||
____ _________ _________
|
||
/ / / / / ______/
|
||
/ / / ---- / / /
|
||
/ / / ______/ / /_____
|
||
/ / / / /_____ /
|
||
/ / / / / /
|
||
/ / / / _____/ /
|
||
/___/ /__/ /_______/
|
||
|
||
|
||
|
||
|
||
INFINITE POSSIBILITIES SOCIETY
|
||
|
||
|
||
-=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>
|
||
|
||
IPS:A Fanatical Ruthless Organization of brilliant criminal minds dedicated
|
||
to World Conquest. We will die for our cause!!Conquer and Master the System!!
|
||
|
||
-=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>
|
||
Written By:CitiZen-0ne,Evil Priest,][aV0]<
|
||
Edited By:No one , we dont give a shit about grammar and spelling!Allwere
|
||
concerned with is that you understand what you read.....
|
||
-=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>
|
||
History-IPS
|
||
-=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>
|
||
IPS was founded and created shortly before New Years Eve, 1986. Sometime in
|
||
late December 1986 , CitiZen-0ne had a dream 0r a vision!Strangely he fell
|
||
asleep while the music from an intro by the group 'The Survivors' was playing.
|
||
He dreamt about society and mankind as a whole, torwards the end of the dream
|
||
he saw what looked like some kind of supernova and in its midst was a symbol
|
||
(which only 4 people in the world know what it looks like today). The IPS
|
||
symbol represented a way of life, a way of life that was later developed over
|
||
four years through 4-8 hour daily conferences on 3 way with CitiZen-0ne,
|
||
Evil Priest and Metal Ripper!To Rise above, Beat, Master and then Conquer
|
||
society/System keeping your feet on the surface and your mind in the sky.The
|
||
weak mock what they dont understand!!Dont conform, be an individual,think Big
|
||
and never let society or the system control or hinder ur life!Transcend,Beat,
|
||
Master and Conquer the System/Society!(This may seem a little strange or you
|
||
may not understand what where getting at ,but then again lets see you try to
|
||
explain away of life that was developed over 4years through 4-8 hour daily
|
||
discussions and a compilation of 2000 years of various philosophical theory
|
||
from all cultures throughout the planet)!The Symbol of IPS is the foundation
|
||
that started us, but it is our minds that have created the One way of IPS...
|
||
FOK,PHAC we seek the unknown and the forbidden!We try to Enlighten the wise!!
|
||
$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
|
||
|
||
|
||
MEMBERS 0f IPS
|
||
=--------------=
|
||
CitiZen-0ne PRESENTS
|
||
Evil Priest
|
||
Metal Ripper
|
||
][aV0]< TRW MASTER FILE - 1
|
||
|
||
|
||
APRIL 1992
|
||
|
||
|
||
-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-
|
||
|
||
Written: In The Year Of ONE THOUSAND NINE HUNDRED AND NINETY DEUCE
|
||
|
||
-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-
|
||
|
||
This file is the most complete and best file about TRW that has
|
||
ever been written in existance.In my oppinion TRW is the best credit reporting
|
||
service that ever existed. There is of course CBI / Equifax. I got all my
|
||
experience with TRW after working with their customer service for 2 months, so
|
||
this information is valid. The purpose of this file is to teach the user
|
||
ways one can get a TRW account and use it. The author in no way
|
||
responsible for the actions of the people who read this file. It is intended
|
||
for informational purposes only. Screw that. I hope you go hack and hack them
|
||
TRW's untill all of us become as rich as the BANKS. I fully support all of
|
||
this and hell yeh I am responsible.I hope you will use this knowledge to beat
|
||
the system.LET THERE BE NO NO KNOWLEDGE KEPT FROM MAN!Use every advantage you
|
||
ever get in life, we only get one life!The weak and the ones who conform
|
||
to society will never transcend, their minds are confined to the ground like
|
||
flightless chickens! Open you Minds and set your imagination free! Transcend
|
||
society like a hawk escapes the ground!!MASTER AND CONQUER THE SYSTEM/SOCIETY!
|
||
|
||
Just remember : FIGHT THE POWER - BECOME THE POWER
|
||
|
||
|
||
-=<*> IPS <*>=-
|
||
|
||
-----
|
||
TRW:Your Economic life story
|
||
-----
|
||
|
||
TRW is one of the most powerful utilities on This planet,TRW tells you
|
||
practically every bit of information you could possibly need to know about
|
||
a member in society...
|
||
|
||
|
||
Credit is Money... Money is Power...
|
||
|
||
TRW HISTORY
|
||
-----------
|
||
|
||
The letters TRW stand for Thompson Rampley and Woodright, or something like
|
||
that. The three founders of the company. TRW not only deals with credit but
|
||
has extensive dealings with many other points of industry. The Hubbles Space
|
||
Telescope was in fact partially sponcered by TRW. We are going to exclude the
|
||
history of trw only because you can find that out yourself without any
|
||
problems, we also feel that the information is irrelivant for the
|
||
transient-ones.
|
||
|
||
|
||
WHAT IS TRW
|
||
-----------
|
||
|
||
TRW is the largest databank of information that I know of regarding
|
||
people's credit.About<75>200+ million people are stored in it from US and Canada
|
||
.The main facilities are located in california and there are TRW offices in
|
||
almost every state. Look in the Yellow Pages under 'Credit'. There is a modem
|
||
# in not only every state but usually in every county that is connected to the
|
||
|
||
main facilities in California.
|
||
|
||
|
||
What is the purpose of TRW
|
||
--------------------------
|
||
|
||
|
||
If you ever try to get a credit card, lease a car, get a loan, or get a
|
||
morgage then the Bank or the place that is the lender will do a credit check on
|
||
you. If you have ever been late with a payment that is recorded in TRW, if you
|
||
ever had a credit card stolen or lost, that will also be recorded there. When
|
||
let's say you are applying for a loan the lender will see that you have already
|
||
2 loans and that you have been late with payments he will deny you
|
||
credit and you will recieve a letter saying that you have been denyed credit
|
||
because of a negative report from Trw or CBI.
|
||
|
||
|
||
----------------------------------REAL USES------------------------------------
|
||
|
||
|
||
First thing that has to be done is you have to find out what your local TRW
|
||
modem # is. To do that simply call TRW and say that you are calling from Billy
|
||
Bob's Toyota and that you are new and the computer has been fucking up on you.
|
||
Ask for a local modem # in your area that you 'accidentaly' deleted from the
|
||
software you are using. 95% of the people will tell you to hold on and come
|
||
back with it. (If you live in NY,LA, or any other huge cities then you may run
|
||
into some trouble because of the amount of people trying to do scams there.)
|
||
|
||
NJ NODE PHONE # (908)/499-7310 300/1200 BAUD
|
||
FL NODE PHONE # (407)/632-7470 300 BAUD
|
||
|
||
Now you have a modem #. Call it and check. Make sure you are 1200 or 300
|
||
baud, (SOME NODES ARE 300 BAUD ONLY). Duplex at Half, Parity Even , 7 Bytes.
|
||
As soon as you see CONNECT, hit [CTRL] A. At this moment the system should
|
||
say something like:
|
||
|
||
-101-circuit building in progress
|
||
|
||
then it will clear the screen and give you a beep.
|
||
|
||
Ok before I go in more on how to operate within the system and pull credit
|
||
reports you must get a TRW SUBSCRIBER NUMBER W/PASSWORD.
|
||
|
||
|
||
TRW PASSWORD
|
||
-------------
|
||
|
||
The subscriber number is always seven numbers long followed immediately by a
|
||
three letters or three numbers , or usually a mixture of both. Those last
|
||
three simbols are the PASSWORD. Dont bother hacking it with the old trial
|
||
and error . That will take for ever and TRW SECURITY is a large part of the
|
||
firm. What you have to do is get a copy of Yellow Pages and start calling
|
||
places that would have a TRW password. I had the most luck with AUTOMOBILE
|
||
dealers. You could try though any place that would need to check your credit
|
||
history. Banks, Credit Unions, Rental Places, Loan Places, etc... and many
|
||
others. Use your immagination. DONT BE SHY AND DONT BE AFRAID TO FAIL. Even
|
||
masters fail . It takes me about 3-10 tries before getting a password but
|
||
back a while ago i had to go through a couple of phonebooks before succeding.
|
||
A good story to use is that you are calling from TRW and that you have had
|
||
some trouble with the system and want to verify your subscriber #. (First
|
||
of course ask the answering person to connect you to the credit department).
|
||
If they give you the subscriber # , DO NOT outright say ' Give me the pw now'
|
||
. Say something like - ' Yeh there should be 3 letters or numbers at the end'
|
||
it is very important , and would help me out greatly. Sometimes they will give
|
||
you 4 #'s or 2 #'s. This is wrong. They are looking at something different.
|
||
Experiment with new lines. Get practice and keep a loop or two handy incase
|
||
they want to call you back.
|
||
|
||
USING THE SYSTEM
|
||
----------------
|
||
|
||
You are logged on.
|
||
The screen is cleared.
|
||
You have a PW.
|
||
GET A PHONE BOOK (WHITE PAGES) of a nice rich town. Dont bother with
|
||
beverly hills, me and my friends combed that book with a fine comb. Find a
|
||
town in your state known for its large % of doctors and lawyers.
|
||
|
||
-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=Preambles=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
|
||
|
||
There are a lot of differnt preambles you can use. A few good ones to use are:
|
||
|
||
TNJ1, BFL2 and others.
|
||
|
||
Enter the geographic regional database code (Base). Here are some examples.
|
||
If you have a semi-complete or complete list. PLEASE post it!
|
||
|
||
TCA1 - Some of California
|
||
TCA2 - More of California (southern?)
|
||
TNJ1 - New Jersey
|
||
TNY1 - New York
|
||
TGA1 - Georgia
|
||
TMI1 - Michigan
|
||
|
||
This is to tell it what geographical area the customer is in, it really
|
||
doesnt matter which you use, because trw will automatically switch when it
|
||
finds the record..
|
||
|
||
We'll use BFL2 for our example:
|
||
|
||
=-=-=-=-=-=-=-=-=-=-=-=--=-=-=-=TC-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-
|
||
|
||
We explained The Preamble or Base now were going to explain the **TC**
|
||
|
||
Then the transaction code (TC) types go as follows.
|
||
|
||
RTS - Most Common *** We will use this in our Examples ***
|
||
OPX
|
||
RTX
|
||
|
||
(NOTE: TRW will accept an A, C, or S as the 'X' in the transaction code)
|
||
|
||
-=-=-=-=-=-=-=-=-=-=-=-=-=-Format for Extracting-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
|
||
this is what you type:
|
||
|
||
(THIS SUBSCRIBER # AND PASSWORD ARE FICTIONAL)
|
||
|
||
BFL2 RTS 2359690RH2 smith john ...,123 h 07078 [HIT CTRL-S]
|
||
|
||
|
||
Lets break this line down a little:
|
||
|
||
|
||
BFL2 = PREAMBLE
|
||
RTS = R.T. are the initials , supposedly yours.Transaction code
|
||
2359690RH2 - is the Subscriber # with a Password
|
||
Smith - someone's last name
|
||
John - someone's first name
|
||
..., - Ok, now if the man has a middle name simply put the FIRST letter
|
||
of the middle name instead of the first dot (ex. smith john r..,)
|
||
The second dot is his wife's first letter of first name. The
|
||
third dot is eather J for Junior, S for Senior , 2 for Second,
|
||
or 3 for third (like John Smith III).
|
||
IF YOU DONT KNOW ANY OF THE THREE SIMPLY you can put a comma
|
||
right after john. (ex. Smith John,123 h 07078)
|
||
|
||
Examples:
|
||
|
||
Name: (Bill Thomas Rett III) on 123 Apple Street zip:07078
|
||
|
||
Type on TRW: Rett Bill T.3,123 A 07078
|
||
|
||
Name: (George Williams Junior / Wife: Ellen) on 123 Apple St
|
||
|
||
Type on TRW: Williams George .EJ,123 a 07078
|
||
|
||
Name: (Alfred Phillips) on 123 Apple St. zip:07078
|
||
|
||
Type on TRW: Phillips Alfred,123 a 07078
|
||
|
||
It is really not necissary to do this but the more information
|
||
you give to the system the more accounts it will usually show.
|
||
|
||
123 h 07078 - 123 is the house #, H is the first letter of street and 07078
|
||
is the zip code.
|
||
Ok now if he lives in an apartment that doesnt matter.
|
||
If his street is WEST HARRISON AVE use the H and not the W.
|
||
Never use the compass directions for the first letter of
|
||
street. If he lives on Third Ave, Use the # 3 and not letter T
|
||
for THREE.
|
||
ex: 231 Twenty Fourth Ave Apt.12 use: ,231 2 07078
|
||
If he uses a P.O. Box as an address use the following ex:
|
||
|
||
address: John Smith , P.O. Box 231 , Zipcode 12122
|
||
|
||
In TRW : Simth John,231 # 12122
|
||
|
||
I usually dont bother to type differnt Zip Codes for same town.
|
||
For example if you are pulling the Melbourne FL phone book,
|
||
just use the MELBOURNE ZIP CODE, There are a total of maybe
|
||
25 different zipcodes included in the phone book but TRW does
|
||
cross referencing. So if The guy lives in Satellite Beach
|
||
(zip 32927) and you use Melbourne zip (32901), he will still
|
||
be most likely pulled up. Use Macros when pulling it will save
|
||
you tonns of time.
|
||
|
||
TRW ERROR CODES
|
||
---------------
|
||
|
||
MAKE sure your buffer is always open because things flash on your screen at
|
||
huge speed and then the screen clears, so you will have no idea what error
|
||
occured.
|
||
|
||
There are tons of error messages. Most of them tell you that you are not
|
||
entering the information in the way that is recognized by the system. Check
|
||
what you are writing against this file and try again. Later I will include
|
||
samples of actual reports.
|
||
If you get a message saying something like :invalid password, call your
|
||
representative then I guess its time to find a new subscriber # and passoword.
|
||
If on the other hand the system says INVALID SUBSCRIBER NUMBER, you are simply
|
||
using a wrong PREAMBLE. Find the correct preable for the area where the PW
|
||
originated from and you will be fine.
|
||
If you try to access a person not in the record you will get :
|
||
|
||
|
||
PAGE 1 DATE 10-05-91 TIME 8:43:30 PCD05 V602 BFL2
|
||
|
||
*********** NO RECORD FOUND ***********
|
||
|
||
END -- CREDIT DATA SERVICES
|
||
|
||
or something like that..
|
||
|
||
--------------------------UNDERSTANDING THE REPORT-----------------------------
|
||
|
||
I will include a sample report with key info changed and will discuss it.
|
||
here is what a credit report looks like things with () around them are my notes
|
||
:
|
||
BFL2 rts 1111111xx1 smith richard,1201 f 32901 (CTRL-S)
|
||
|
||
(SCREEN CLEARS)
|
||
|
||
PAGE 1 DATE 10-05-91 TIME 8:45:54 PCD05 V202 BFL2
|
||
|
||
------*ATTN* FILE VARIATION: ZIP IS 32937/OTHER FILE IDENT: SS# IS 221242106,
|
||
MID INIT IS L
|
||
RICHARD L SMITH SSN: 221-24-2106 (SOCIAL SEC #)
|
||
1201 FIRMGO DR
|
||
SATELLITE BCH FL 32937
|
||
RPTD: 6-89 (* = NOT DEFINITE SUM OR FIGURE)
|
||
|
||
PROFILE SUMMARY:
|
||
PUBLIC RECORDS-------0 PAST DUE AMT--------$0 INQUIRIES----4 SATIS ACCTS--10
|
||
INSTALL BAL----$10,128 SCH/EST PAY-------$293* INQS/6 MON---3 NOWDEL/RG---1
|
||
R ESTATE BAL---$53,374 R ESTATE PAY------$480 TRADELINES--11 WAS DEL/DRG---0
|
||
REVOLVNG BAL------$983 REVOLVNG AVAIL-----90%* PAID ACCTS---0 OLD TRADE--5-87
|
||
|
||
SUBSCRIBER DATE OPN AMT/TYPE ACCT STATUS
|
||
ACCOUNT # BAL DATE BALANCE STATUS DATE PYMT HISTORY
|
||
SUBSCR # TYPE TERMS ECOA LAST PAY MONTH PAY $PASTDUE IN PRIOR MOS
|
||
|
||
JC PENNEY (CHG=charge card) 5-87 $100 H CURR ACCT
|
||
213459494220 8-31-91 $0 7-89 NNNNNNNNNNNN
|
||
1300097 CHG REV 1 6-89 NNNNNNNNNNNN
|
||
|
||
BURDINES 10-89 UNK CURR ACCT
|
||
55422522 9-07-91 $0 9-91 NNNNNNNNNNNN
|
||
1392176 CHG REV 1 NNNNNN
|
||
|
||
* ASSOC CR & COLL BUR 5-87 $2,200 COLL ACCT
|
||
8635680809888 12-31-87 $2,140 12-87
|
||
1970242 UNK UNK 1
|
||
|
||
COUNTRYWIDE FUND CORP 1988 $54,000 O CURR ACCT
|
||
4533296571 8-31-91 $53,374 1991 CCCCC-CCCCCC
|
||
3991532 R/F 30 0 8-91 $480 CC-CCCCC-CCC
|
||
|
||
------*ATTN* FILE VARIATION: ZIP IS 32937/OTHER FILE IDENT: SS# IS 221242106,
|
||
YOB IS 1957,MID INIT IS L,SPOUSE INIT IS E
|
||
RICHARD L SMITH SSN: 221-24-2106 EMPL: XENO ART INC
|
||
1201 FIRMGO DR YOB: 1957 RPTD: 12-87
|
||
SATELLITEBEACH FL 32937 SPOUSE: E
|
||
RPTD: 2-90
|
||
|
||
C & S NATIONAL BANK 4-91 $8,600 O CURR ACCT
|
||
520025t4442561001 8-31-91 $7,988 8-91 CCCC
|
||
1190205 AUT 42 2 8-91 $262
|
||
|
||
(AUT^ is AUTOMOBILE LOAN)
|
||
+++++ MORE
|
||
|
||
|
||
RTS 1111111 SMITH RICHARD,1201 F 32922
|
||
|
||
|
||
PAGE 2 DATE 10-05-91 TIME 8:45:54 PCD05 V202 BFL2
|
||
|
||
MANUF HANOVER TRUST CO 2-91 $5,000 L CURR ACCT
|
||
4262770653297360 (CRED CARD) 7-31-91 $912 7-91 CCCC
|
||
1290387 CRC REV 2 7-91 $16
|
||
|
||
CITICORP/CHOICE 12-89 $1,500 L CURR ACCT
|
||
5423796011034559 9-01-91 $0 3-90 NNNNNNNNNNNN
|
||
1439507 CRC REV 1 NNNNNNN
|
||
|
||
CITICORP/CHOICE 3-91 $3,000 L CURR ACCT
|
||
5423796034550403 9-01-91 $0 5-91 NNNN
|
||
1439507 CRC REV 0
|
||
|
||
MBGA/HMDEPOT 9-90 -$100 H CURR ACCT
|
||
990708123003010 6-15-91 $28 6-91 NNNNNNNNN
|
||
1672219 CHG REV 1 $15
|
||
|
||
* ASSOC CR & COLL BUR 5-87 $2,200 COLL ACCT
|
||
8635600805456 12-31-87 $2,140 12-87
|
||
1970242 UNK UNK 1
|
||
|
||
DILLARDS/IVEYS 2-88 -$100 H CURR ACCT
|
||
3041086544288 8-29-91 $0 8-91 NNNNNNNNNNNN
|
||
2349440 CHG REV 2 ---NNNNNCNNN
|
||
|
||
DISCOVER CARD SERVIC 10-88 $700 L CURR ACCT
|
||
601145446551 9-13-91 $43 9-91 CNNNCCCNNNCC
|
||
3276502 CRC REV 2 8-91 NNCCCCCCCCCC
|
||
|
||
INQUIRIES:
|
||
COMMUNITY EDUCATORS CU 4-09-91 1700194
|
||
BARNETT BK 4-07-91 1190644
|
||
BONIFACE CHRYSLER DODGE 4-05-91 1961260
|
||
MONOGRAM CR CD BK OF GA 9-05-90 1230374
|
||
|
||
END -- CREDIT DATA SERVICES
|
||
|
||
When the file says -----*ATTN* FILE VARIATION. it simply adds all the info
|
||
that is in the computer to the info you gave and give you the complete report
|
||
|
||
Next is Profile Summary is hard to understand and for those of you that
|
||
plan just to rape the cards or attempt to get plastic there is no need to know
|
||
it. For others I will briefely go into it:
|
||
|
||
PUBLIC RECORDS --- # of records that involve court cases (usually 0).
|
||
INSTALL BAL --- AMOUNT $$ still owed to cred card companies
|
||
R ESTATE BAL --- BALANCE OWNED ON REAL ESTATE GUY HAS
|
||
REVOLVNG BAL --- MONTHLY BALANCE THAT HAS TO BE PAYED THAT MONTH
|
||
PAST DUE AMT --- AMOUNT FROM PREVIOUS MONTHS STILL DUE
|
||
SCH/EST PAY --- NOT TOO SURE , SOMETHING WITH ESTIMATED PAY
|
||
R ESTATE PAY --- WHAT HE PAYS A MONTH FOR HIS REALESTATE
|
||
REVOLVING AVAIL--- THIS SAIS THE % of money that is available to be spend
|
||
if it is at 100% then he never usues his cards. If it is
|
||
like 20% then he has huge balances due.
|
||
INQUIRIES --- # OF OTHER COMPANIES THAT LOOKED AT THE PERSON'S REPORT
|
||
INQS/6 MON --- # OF OTHER COMPANIES THAT LOOKED AT REPORT IN LAST 6 MONTHS
|
||
TRADELINES --- NOT SURE
|
||
PAID ACCTS --- # OF ACCOUNTS THAT ARE FULLY PAID UP/CANT BE CRED CARDS
|
||
THIS APPLIES TO LOANS/MORGAGES.
|
||
STATIS ACCTS --- # OF ACCOUNTS THAT THE PERSON HAS LISTED.
|
||
NOW DEL/DRG --- # OF ACCOUNTS THAT ARE DELINQUENT NOW.(VERY BAD FOR CREDIT)
|
||
WAS DEL/DRG --- # OF ACCOUNTS THAT WERE DELINQUENT IN THE PAST.
|
||
OLD TRADE --- DATE. UNKNOWN
|
||
|
||
I will take one account and try to explain all of the things . Usually every
|
||
account follows the same pattern. Most of the account numbers are not complete
|
||
and only a few credit cards actually list the whole card numbe. Those cards
|
||
are: Manufacturers Hanover, First USA, Sun Bank, Mellon Bank, First Virginia,
|
||
Chase. The banks that dont list last 4 digits are : Citibank, Universal Bank,
|
||
Discover Card. There are hundreds more on each list but these are the most
|
||
common. Remember, an account is only a credit card if you see CRC under TYPE.
|
||
If you see CHG or C/C it is a Charge Card (ex. Sears, JC Penny, Sax). A (*)
|
||
next to any account signifies that the information is not exact.
|
||
|
||
(example):
|
||
|
||
* ASSOC CR & COLL BUR 5-87 $2,200 COLL ACCT
|
||
8635600809888 12-31-87 $2,140 12-87
|
||
1970242 UNK UNK 1
|
||
|
||
UNK = UNKNOWN
|
||
|
||
----I will take apart now one credit card block to show you what all of the
|
||
things really mean:
|
||
|
||
(EXAMPLE):
|
||
|
||
DISCOVER CARD SERVIC 10-88 $700 L CURR ACCT
|
||
601100486551 9-13-91 $43 9-91 CNNNCCCNNNCC
|
||
3276502 CRC REV 2 8-91 NNCCCCCCCCCC
|
||
|
||
----------------------------BREAKDOWN OF BLOCK--------------------------------
|
||
|
||
(A) DISCOVER CARD SERVIC (B) 10-88 (C) $700 L CURR ACCT
|
||
|
||
(D) 601100486551 (E) 9-13-91 (F) $43 (G) 9-91 CNNNCCCNNNCC
|
||
|
||
(H) 3276502 (I) CRC (J) REV (K) 2 (L) 8-91 NNCCCCCCCCCC
|
||
|
||
|
||
(A) - Name of the company who reported this information to TRW and to whom
|
||
this account belongs. In this instance this account belongs to Discover
|
||
Card. Each month they send an update to TRW of all their members.
|
||
|
||
(B) - The date the person opened this account. In this instance it was opened
|
||
on October of 1988.
|
||
|
||
(C) - This is the Total Credit Line/Limit of the Account. The person has 700$
|
||
total Credit Line.
|
||
|
||
(D) - This is the account #. Discover Card doesn't show whole accounts unless
|
||
you use a special PW which i think could only be used localy (inside
|
||
TRW building).
|
||
|
||
(E) - Last date Discover card (in this instance) send updates to TRW about
|
||
the account.
|
||
|
||
(F) - Balance owed on the account total. If you subtract (F) from (C) you
|
||
will get the available credit to spend , which in this case is 657$.
|
||
|
||
(G) - Month and Date that this report was pulled up by you.(me in this case)
|
||
|
||
(H) - The subscriber number of Discover Card in this case. All you need is
|
||
the PASSWORD and you could use their TRW account.
|
||
|
||
(I) - In this case it is CRC which is a Credit card, It could be one of 20
|
||
or more different 3 letter things. I will list a few common ones :
|
||
CHG= CHARGE CARD, CRC= CREDIT CARD , AUT= AUTOMOBILE LOAN,
|
||
UNK= UNKNOWN , R/F= HOME MORTGAGE , C/C= SMALL CHARGE ACCOUNT
|
||
THERE ARE MANY OTHERS BUT THESE ARE THE ONES WHICH HAVE REAL
|
||
RELEVANCE.
|
||
|
||
(J) - REV usually stands that the account is still open.
|
||
|
||
(K) - Number of people that are using this account. In this case there are
|
||
two people so it is probably the guy and his wife.
|
||
|
||
(L) - Date when the guy payed for his bill last. Sometimes there is also a
|
||
number which represents the $ figure of his last month's bill.
|
||
|
||
(M) - THE 'CNNNCCCNNNCC' shows month by month if the guy was CURRENT OR
|
||
LATE WITH HIS PAYMENTS. All this means that if he was on time or one
|
||
day late. If you see DELQ 30 , or DELQ 60 there, that would mean he
|
||
hasnt payed for a month or more. And that will ruin a person's credit
|
||
|
||
|
||
All credit/charge cards follow the same pattern. The only difference in a
|
||
loan or morgage account is that you will see tens of thousands or hundreds of
|
||
thousands. Always keep in mind that a Visa or Mastercard MUST start with a 4
|
||
or a 5 respectively and have eather 13 or 16 digits depending on bank. If you
|
||
see 17 digits or 14 , even if it is labeld as CITIBANK and starts with a 4 or
|
||
a 5 , it is not a credit card but a checking account. If the account is cut
|
||
the 16 digit account will show only 12 digits and the 13 digit one will show
|
||
only 9.
|
||
|
||
The next part explains more about FILE VARIATION:
|
||
|
||
------*ATTN* FILE VARIATION: ZIP IS 32937/OTHER FILE IDENT: SS# IS 211111564,
|
||
YOB IS 1957,MID INIT IS L,SPOUSE INIT IS E
|
||
RICHARD L HITLAN SSN: 211-11-1564 EMPL: XENO ART INC
|
||
1120 FLAMER DR YOB: 1957 RPTD: 12-87
|
||
SATELLITEBEACH FL 32937 SPOUSE: E
|
||
RPTD: 2-90
|
||
|
||
Use the ZIP CODE that is printed here instead of the one you put because
|
||
this is the correct zip code. SPOUSE is of course his wive. SS is the Social
|
||
Security Number. YOB is Year Of Birth. EMPL is Employer and below is reported
|
||
date when he started working there.
|
||
|
||
Last are the:
|
||
|
||
INQUIRIES:
|
||
COMMUNITY EDUCATORS CU 4-09-91 1700194
|
||
BARNETT BK 4-07-91 1190644
|
||
BONIFACE CHRYSLER DODGE 4-05-91 1961260
|
||
MONOGRAM CR CD BK OF GA 9-05-90 1230374
|
||
|
||
Those are the Names of companies that recieved a copy of the report that was
|
||
listed before. As soon as I pulled this guy's report the subscriber name and
|
||
number I was using was added to this list. The company name and the subscriber
|
||
number should be saved and used later in trying to get more PASSWORDS.
|
||
|
||
-=-=-=-=-=-=-=-=-=-=-=-Explanation of Account #'s=-=-=-=-=-=-=-=-=-=-=-=-=-=-
|
||
|
||
TRW uses standardized ordering for its account numbers. Below is a list
|
||
of the common account prefixes and what they mean.
|
||
|
||
First Digit SECOND DIGIT
|
||
|
||
1.....TRW Eastern Region 0.....Public Record
|
||
2.....TRW Midwestern Region 1.....Bank
|
||
3.....TRW Western Region 2.....Bank credit card
|
||
4.....Inquiries from Broker's customers 3.....Retail
|
||
6.....Other credit reporting agencies 4.....Credit Card
|
||
with eastern region and comm- 5.....Loan Finance
|
||
ercial credit subscribers 6.....Sales Finance
|
||
7.....Other credit agencies within 7.....Credit Union
|
||
western region. 8.....Savings & Loans
|
||
8....." Same as above " 9.....Service & Profess
|
||
|
||
Example [3]234567 Example 3[2]34567
|
||
|
||
-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=--=
|
||
Final Run-Down
|
||
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
|
||
|
||
|
||
TCA1 RTS 1234567OS5 SMITH JOHN S...,3123 H 37923<Ctrl S><return>
|
||
|
||
That is the one line version. Here is a rundown of that transaction
|
||
|
||
TCA1 = Regional Database Preamble
|
||
RTS = Transaction Code
|
||
1234567 = TRW Account
|
||
OS5 = Password
|
||
Smith John = Last/First name
|
||
H = Middle Initial
|
||
3123 = Street Number
|
||
H = First letter of street name
|
||
37923 = Zip code.
|
||
|
||
-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-
|
||
Terminology that may be useful
|
||
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
|
||
|
||
I hope you find the following information informative and useful
|
||
Below is a list of TRW business terminology. You will find these inside
|
||
account folders you pull. These will of be of use to you in figuring out
|
||
what exactly the hell you are reading!Some are uncommon
|
||
|
||
Term Explanation of Term
|
||
---- -------------------
|
||
Legal Legal Involvement
|
||
Collect Collection Account
|
||
Writ-Off Account Written Off
|
||
NSF Not Sufficient Funds
|
||
Lease Default Lease Default
|
||
Liens Liens
|
||
Repo Repossessed
|
||
RFC Refused Further Credit
|
||
Not Pay AA Not Paying as Agreed
|
||
Cia-Our-Req Cash in Advance-Our Request
|
||
Was Pastdue Account was Past Due
|
||
Was Problem Problems In the Past
|
||
CIA Cash in Advance
|
||
Adj.Bureau Adjustment Bureau
|
||
COD Cash on Delivery
|
||
COD Cusreq COD Customer Request
|
||
New Owner Recent Ownership Change
|
||
Hldg-Ord Holding Orders
|
||
Secured Secured Account
|
||
Discount Discount
|
||
Improving Improving
|
||
Unr-Disc Unearned Discount Taken
|
||
X-Deduct Unauthorized Deductions
|
||
Ref Fin Chg Refused Finance Charge
|
||
Satsftry Satisfactory Account
|
||
Bond Satis Bonding Satisfactory
|
||
Prompt Pays Promptly
|
||
Exlent Acct Excellent Account
|
||
1st Sale First Sale
|
||
21 Dys Late 21 Days Late
|
||
14 Dys Late 14 Days Late
|
||
7 Dys Late 7 Days Late
|
||
Exc Disc Excessive Discount Taken
|
||
Dispute Dispute Invoice
|
||
Prod Complt Product Complaint
|
||
Consol Note Consolidation Note
|
||
Ltd.Exp Limited Experience
|
||
Note Pays By Note
|
||
Floor Plan Floor Plan Account
|
||
Trd-Acpt Pays by Trade Acceptance
|
||
Ern Disc Earned Discount Taken
|
||
Job Complet Job Completed
|
||
Unfl-Ord Unfilled Orders
|
||
Installment Installment Account
|
||
New Account New Account
|
||
Consignment Sell on Consignment
|
||
Retention Retention
|
||
Multi Locate Multiple Locations Comments not Available
|
||
ADS XXX Average Days Slow
|
||
Sold XXX Yrs Number of Years Sold
|
||
DDWA XXX Dollar-Days Weighted Average
|
||
|
||
-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-
|
||
|
||
Uncommon or Unheard of Payment terms that you may see and dont understand
|
||
|
||
Payment Terms
|
||
------- -----
|
||
|
||
Term(Abrv.) Explanation of Term
|
||
---- -------------------
|
||
Net X Net Due in X Days
|
||
Net Eom Net amount due by the end of the month
|
||
Net Prx Net amount due on the 1st of the following month
|
||
N10 Prxo Net due within 10 days of the first of the following month
|
||
N10 Eom Net due within 10 days of the end of the month
|
||
X/10 N15 X Percentage discount if paid in 10 days or total amount
|
||
due in 15 days
|
||
X/15 N30 X percentage discount if paid in 15 days or total amount
|
||
due in 30 days
|
||
X/30 N45 X percentage discount if paid in 30 days or total amount
|
||
due in 45 days
|
||
X/10 Eom X percentage discount if paid in 10 days or total amount
|
||
due at the end of the month
|
||
X/15 Eom X percentage discount if paid in 15 days or total amount
|
||
due at the end of the month
|
||
X/10 Prx X percentage discount if paid in 10 days, otherwise due on
|
||
the first of the following month
|
||
X/15 Prx X percentage discount if paid in 15 days, otherwise due on
|
||
the first of the following month
|
||
X/Eom X percentage discount if paid by end of month
|
||
X/Prox X percentage discount if paid by the first of the following
|
||
month
|
||
Cs Dis Discount in return for payment before final due date.
|
||
Tr Dis Reduction of the selling price and is always available to the
|
||
customer regardless of the lateness of the payment
|
||
Special Special terms offered by seller
|
||
Contrct As stated in contract
|
||
Varied Offers several different terms
|
||
Roi Remit on receipt of invoice
|
||
D/S Draft Payable at sight
|
||
D/O Draft with order
|
||
COD Cash on Delivery
|
||
COD-Req COD at seller's request
|
||
CIA Cash in advance
|
||
CIA-Req CIA at seller's request
|
||
CWO Cash with order
|
||
NET Balance Due
|
||
Multi Customer has more than one way of paying
|
||
Note Written promise to pay at a specific time
|
||
Cash Cash only
|
||
|
||
---------------------------***Rundown of Abrv.***------------------------------
|
||
|
||
TRW uses standardized codes and abreviations for type aaf account inside
|
||
of the report. Below is a list of the most common ones found.
|
||
|
||
Type Abbrec Explanation
|
||
-==- -====- -=========-
|
||
|
||
00 AUT Auto
|
||
01 UNS Unsecured
|
||
02 SEC Secured
|
||
03 P/S Partially secured
|
||
04 H/I Home improvement
|
||
05 FHA FHA home improvement
|
||
06 ISC Installment sales contract
|
||
07 CHG Charge account
|
||
08 RVE Real estate specific type unknown
|
||
terms are in years
|
||
09 SCO Secured by co-signer
|
||
10 BUS Business
|
||
11 REC Recreational merchandise
|
||
12 EDU Educational
|
||
13 LEA Lease
|
||
14 COM Co-Maker
|
||
15 C/C Credit check or line of credit
|
||
16 F/C FHA Co-Maker
|
||
17 M/H Mobile home
|
||
18 CRC Credit Card
|
||
|
||
------------
|
||
Some of the information in this phile you may never come across, but its
|
||
always useful to have if you do ever come across it and dont understand it.
|
||
------------
|
||
|
||
POINT OF USING TRW FOR 'ILLEGAL' PURPOSES
|
||
------------------------------------------
|
||
|
||
Well you could figure that one out yourself. The possibilities are infinite.
|
||
You can destroy anyones life perminently through TRW or just exploit it!
|
||
99.999% of the population is not aware of how extremely powerful TRW is!!
|
||
You could just do the dumb thing of taking all the credit card #'s and using
|
||
them for mail order like any old 14 year old kid next door who got them out of
|
||
a garbage dumbster . Instead you should use your head and think of bigger
|
||
things out there.TRW = Access to 290Million peoples lives!You can take over a
|
||
persons identity or destroy it perminently or you could harness the millions
|
||
and millions of dollars just waiting to be extracted!!!THINK BIG, there is
|
||
potentialy unlimited power through TRW!! I KNOW FROM EXPERIENCE(c1)
|
||
|
||
$$$$$$$$$$$$$$$$$IP$$$$$$$$$$$$$$$$$$
|
||
|
||
We're not hinting you to do anything! The Possibilities are Infinite!!!!!!!!
|
||
|
||
-------------------------------------------------------------------------------
|
||
FUTURE UPDATES TO THE FILE WILL BE MADE. PLEASE LEAVE ME MAIL ON EITHER
|
||
RIPCO - 312-528-5020 OR SOME OTHER CDC BOARDS
|
||
PYR0'S - 407-254=3655 Fantasia(rarely) - 407-777-7580
|
||
-------------------------------------------------------------------------------
|
||
A POINT OF PHILOSOPHY
|
||
-------------------------------------------------------------------------------
|
||
C1
|
||
YOU MAY NOT RELIZE IT, BUT AFTER READING THIS FILE YOU HAVE A VERY POWERFUL
|
||
ADVANTAGE OVER THE REST OF SYSTEM/SOCIETY! ONLY THOSE WHO ARE STUPID GO DOWN!!!
|
||
PLEASE SPREAD THIS FILE WISELY! USE THE KNOWLEDGE WISELY! DESTROY AND CONQUER
|
||
WISELY! ONLY THE SURVIVORS WILL BE LEFT AT THE END, THE TRUELY WISE ONES!
|
||
REMEMBER ONE FINAL THING. THERE ARE ONLY LAWS THAT YOU SET UP FOR YOURSELF.
|
||
DONT LET SOCIETY RULE YOUR LIFE!! MAY THE FUTURE MASTER PLAN WORK!LET NO MAN OR
|
||
LAW CONFINE YOU OR YOUR THOUGHT!ALL LAWS CAN BE BEATEN , ALL LAWS HAVE
|
||
EXCEPTIONS !!WE DONT DONT BELEIVE IN LAW, EXCEPT THE LAWS YOU CREATE FOR
|
||
YOURSELF!THE WEAK MINDED WILL ALWAYS CONFORM!IF YOU USE COMMON SENSE AND WISDOM
|
||
YOU WILL NEVER GO DOWN!!ENJOY LIFE TO ITS FULLEST,RAISEHELL,LEAVE YOUR MARK AND
|
||
NEVER LET ANYONE EVER LIMIT YOUR PATH!I BELEIVE IN CHAOS!THERE IS CHAOS IN
|
||
ORDER AND THERE IS ORDER IN CHAOS! WHY CONFORM LIKE MOST SOCIETY IN ANY FORM?
|
||
TRANSCEND AND TRUELY BE FREE! WE ARE THE RULERS OF THE FUTURE!!A SUPREME MIND
|
||
HAS SUPREME THOUGH!!!!!!!FUCK THE REST!!!!!TECHNOCRIME IS FOR THE ELITE ONLY!!!
|
||
|
||
HACKERS OF THE WORLD, UNITE!!!!!!! (C-1)
|
||
|
||
WRITTEN IN APRIL OF 1992 BY CitiZen-0ne and Evil Priest
|
||
(c)1987,88,89,90,91,92 IPS LTD.
|
||
|
||
Please contact us on any of the Forbidden Knowledge BBS's!(FOK!) or (P)hreaking
|
||
(H)acking,(A)narchy and (C)racking. PHAC (pronounced FOCK or FUCK)
|
||
YOU ARE FREE TO USE ANYTHING IN THIS PHILE, all we ask is that you give IPS
|
||
credit where its do!Credit Goes to C-1,EP,IPS,Renegade Legion for all the info
|
||
here.
|
||
|
||
----------------------------Conclusion-----------------------------------------
|
||
|
||
IF YOU LIMIT YOURSELF OR LET OTHERS LIMIT YOU THEN YOU DONT BELEIVE IN
|
||
YOURSELF OR THE WAYS OF IPS!!IF THIS IS THE CASE THEN YOU CAN GO FUCK OFF!
|
||
Keep your feet on the ground and your mind in the Sky....
|
||
-------------------------------------------------------------------------------
|
||
][aV0]<'s last word
|
||
Remember:Dont let outsiders come into our realm! The Modemworld or TechnoRealm
|
||
is not called CyberSpace and its not for geeks who have very little clue but
|
||
can read files!! Who the fuck came up with this shit calling hackers cyberpunks
|
||
not all hackers are glory geek!? Hacking,Phreaking,Anarchy etc.. all fall under
|
||
one title... Forbidden Knowledge!!! FOK ...(FO)rbidden (K)nowledge... Dont let
|
||
the govt. or any other organization confine your mind !!Let there be no
|
||
knowledge kept from man!! Transcend above society, Be an individual , Be your
|
||
self and be creative! The Weak Conform and mock what they dont understand!
|
||
Help IPS:FOK improve or expand this file information and clairity wise....(We
|
||
arent concerned with spelling or grammer as long as you can understand it, save
|
||
all that bullshit for society)!!Create your own standards ,your own life and
|
||
your own way.Dont let outsiders who dont belong into our realm, they misinform
|
||
and give the world the wrong perspective! If this continues the laws will limit
|
||
us even further, but then again who said we are bound by laws!THINK BIG,BELEIVE
|
||
IN YOURSELF and Conquer and Master the SYSTEM!!!FUCK THE REST!!!!!!
|
||
|
||
4-19-92 IPS:FOK
|
||
|
||
*** END ***
|
||
|
||
|