126 lines
5.1 KiB
Plaintext
126 lines
5.1 KiB
Plaintext
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(NEWCREDIT.TXT)
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NO CREDIT? HERE'S HOW TO GET STARTED ON YOUR OWN!
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The following is an honest and easy to follow method that can be
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used by any person who has NO credit and wants to "get
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established." The only cost to you will be the interest you are
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charged on your borrowing.
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One of the worst problems in life is having no credit. Everyone
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wants you to produce your credit card etc. If you will follow the
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method below, you WILL appear on the credit bureaus as a person
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with credit then stand back and wait for the credit offers to come
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to YOU!
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__________________________________________________________________
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You may reproduce this text and upload to other BBS. We normally
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sell this information for $10 but would appreciate a donation in
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ANY amount as we really enjoy communicating with people through
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Bulletin Boards around the country as a hobby.
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Dave Johnson
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PO Box 6155
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Thousand Oaks, Calif 91359
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Because we appreciate your help, we will acknowledge any donation
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and/or comment received.
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__________________________________________________________________
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The best credit reference is a record of borrowing money from a
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BANK. Do not waste your time on small jewelry and department
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stores as they are not looked on as good references in the real
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credit world. Everyone's goal should be to obtain a Mastercard or
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Visa and this is the way to do it:
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1. Put aside $500 of your hard earned money to get this program
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underway and watch it grow to real borrowing power! If you don't
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have $500 right now, use any other amount and adjust the figures
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below accordingly.
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2. Select a bank (Bank A) near where you live (banks like you
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to have a reason for doing business with them) and open both a
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checking account and a savings account. You can open the checking
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with $100 in most banks, and put $400 in your savings.
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3. Wait one week then go back to bank A and ask for a personal
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loan for $300 payable over one year using your savings account as
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collateral. They will give it to you right away as the loan is
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totally secured by savings. This will create a file on your
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credit bureau because the bank will list the loan there. 4. Take the $300 loan, go to a bank wher you work (Bank B) and
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open just a savings account.
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5. Wait one week and go back to bank B and ask for a Visa or
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Mastercard secured by your $300 account. This will be done, and
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will appear on the bureau!
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6. Use your checking account to make your first loan payment
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the day you receive your first payment notice to Bank A (about
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$30). Try to make this payment in person and take the opportunity
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to let the person who made you the loan see you...say hello!
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7. Use your Visa Card right away to buy a hundred dollars worth
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of necessities that you would NORMALLY buy with cash.
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8. Use your checking account to make your first Visa card
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payment the day you get your bill. Pay twice what the bank asks
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for and again, make your payment in person!
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9. Wait two weeks and make a double payment (early) on your
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loan and visa cards, again say hello to the bank officer!
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10. Be sure to use the checking account by adding your paycheck
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or other funds to "build it up" a little.
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11. After you have made payments on both loans, apply for a
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Gasoline credit card, using those other items as references.
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12. Be sure you take care of all payments due on your accounts
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ON TIME and become a familiar face in the banks.
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13. DON'T PAY YOUR LOANS OFF! Let the accounts run, even if
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they are very low, for a year. Creditors want to see your long
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term credit history. This will be especially important in the
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future.
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Before you know it, you will have the credit you need to buy cars,
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furniture, get loans, and see an increase in your credit card
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limits! Just please, do not abuse this new found freedom. Credit
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is terrific if it is used properly!
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We would be very pleased to hear from you ..... successes or
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otherwise. It is feedback from our friends that has developed this
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concept.
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Thank you, and enjoy your new found Freedom!
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X-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-X
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Another file downloaded from: NIRVANAnet(tm)
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& the Temple of the Screaming Electron Jeff Hunter 510-935-5845
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Rat Head Ratsnatcher 510-524-3649
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Burn This Flag Zardoz 408-363-9766
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realitycheck Poindexter Fortran 415-567-7043
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Lies Unlimited Mick Freen 415-583-4102
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Specializing in conversations, obscure information, high explosives,
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arcane knowledge, political extremism, diversive sexuality,
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insane speculation, and wild rumours. ALL-TEXT BBS SYSTEMS.
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Full access for first-time callers. We don't want to know who you are,
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where you live, or what your phone number is. We are not Big Brother.
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"Raw Data for Raw Nerves"
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X-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-X
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